CFPB · Single-product concentration

SPP, Inc.

2 CFPB complaints · 100% in "Debt collection" · top issue Took or threatened to take negative or legal action.

2 CFPB complaints

SPP, Inc.: 100% of 2 CFPB complaints sit in "Debt collection". Timely 50% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2019 to 2026

CFPB relief outcome brief

CCDB company spp-inc

0% relief · 50% timely · 2 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

SPP, Inc. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among SPP, Inc. and nearest filing-volume peers

SPP, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

SPP, Inc. has 2 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 50.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

SPP, Inc. complaint mix by product

Total complaints: 2

SPP, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 2 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 2 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 2 100.0% – 0% relief

How SPP, Inc.'s 2 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 2

Concentrated filing states for SPP, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
50% of this company's filings
TX1PA1

SPP, Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2019
1 20192026 1

Top States

State Complaints
TX 1
PA 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2019 1 100%
2026 1 0%

Source: CFPB Consumer Complaint Database

SPP, Inc. filings cluster in one product

SPP, Inc.'s 2 logged complaints stay concentrated: only 2 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2019 through 2026-03-25.

SPP, Inc. answers 50% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about SPP, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for SPP, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for SPP, Inc. (50% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration