CFPB · Single-product concentration
Southwest Stage Funding
94 CFPB complaints · 78.7% in "Mortgage" · top issue Trouble during payment process.
Southwest Stage Funding: 78.7% of 94 CFPB complaints sit in "Mortgage". Timely 97.9% · relief 1.1%. Allegations, not findings.
- Single-product concentration
- +450% filings 2012 to 2026
CFPB relief outcome brief
CCDB company southwest-stage-funding
1.1% relief · 97.9% timely · 94 filings · Mortgage
Same-product relief peers
Nearest relief peer: Nations Direct Mortgage, LLC (1.1% relief)
Southwest Stage Funding closes 1.1% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Southwest Stage Funding's 94 filings include narrative text
55.3% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Southwest Stage Funding complaint mix by product
- Mortgage 74 78.7% – 1% relief
- Credit reporting, 7 7.4% – 0% relief
- Credit reporting 6 6.4% – 0% relief
- Debt collection 5 5.3% – 0% relief
- Credit card 1 1.1% – 0% relief
- Credit reporting 1 1.1% – 0% relief
How Southwest Stage Funding's 94 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 74 |
| Credit reporting, credit repair services, or other personal consumer reports | 7 |
| Credit reporting or other personal consumer reports | 6 |
| Debt collection | 5 |
| Credit card | 1 |
| Credit reporting | 1 |
Where Southwest Stage Funding complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- TX
- 27.7% of this company's filings
Southwest Stage Funding rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 11
- +450% vs 2012
Top States
| State | Complaints |
|---|---|
| TX | 26 |
| NC | 10 |
| MS | 7 |
| FL | 6 |
| SC | 6 |
| OK | 5 |
| AZ | 5 |
| GA | 4 |
| LA | 3 |
| TN | 3 |
| MI | 2 |
| KY | 2 |
| WA | 2 |
| CA | 2 |
| AR | 2 |
| IN | 1 |
| AL | 1 |
| NM | 1 |
| KS | 1 |
| PA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 25 |
| Struggling to pay mortgage | 22 |
| Closing on a mortgage | 12 |
| Incorrect information on your report | 10 |
| Applying for a mortgage or refinancing an existing mortgage | 7 |
| Improper use of your report | 4 |
| Problem with a company's investigation into an existing problem | 4 |
| Took or threatened to take negative or legal action | 2 |
| Loan servicing, payments, escrow account | 2 |
| Attempts to collect debt not owed | 2 |
| Loan modification,collection,foreclosure | 1 |
| Credit monitoring or identity protection | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| False statements or representation | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 2 | 50% |
| 2013 | 2 | 100% |
| 2018 | 1 | 100% |
| 2019 | 12 | 91.7% |
| 2020 | 15 | 100% |
| 2021 | 8 | 100% |
| 2022 | 15 | 100% |
| 2023 | 8 | 100% |
| 2024 | 10 | 100% |
| 2025 | 10 | 100% |
| 2026 | 11 | 100% |
Source: CFPB Consumer Complaint Database
Southwest Stage Funding filings cluster in one product
Southwest Stage Funding's 94 logged complaints stay concentrated: only 22 states show a filing. 55.3% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2026-06-24.
Southwest Stage Funding answers 97.9% of complaints inside the CFPB's tracked window and closes 96.8% with a written explanation. 1.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Southwest Stage Funding.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Southwest Stage Funding: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 94.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.9%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Southwest Stage Funding (97.9% timely; 1.1% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration