CFPB · Single-product concentration
South Mississippi Collection Services Inc.
69 CFPB complaints · 82.6% in "Debt collection" · top issue Attempts to collect debt not owed.
South Mississippi Collection Services Inc.: 82.6% of 69 CFPB complaints sit in "Debt collection". Timely 94.2% · relief 0%. Allegations, not findings.
- Single-product concentration
- +33.3% filings 2016 to 2026
CFPB relief outcome brief
CCDB company south-mississippi-collection-services-inc
0% relief · 94.2% timely · 69 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
South Mississippi Collection Services Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
South Mississippi Collection Services Inc. scores strongest on closed with explanation (97/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
90 / 100 percentile-benchmarked
94.2% of complaints answered inside the CFPB 15-day window
Closed with explanation
97 / 100 percentile-benchmarked
98.6% of complaints closed with an explanation to the consumer
Most of South Mississippi Collection Services Inc.'s 69 filings include narrative text
58% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
South Mississippi Collection Services Inc. complaint mix by product
- Debt collection 57 82.6% – 0% relief
- Credit reporting, 6 8.7% – 0% relief
- Credit reporting 5 7.2% – 0% relief
- Checking or 1 1.4% – 0% relief
How South Mississippi Collection Services Inc.'s 69 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 57 |
| Credit reporting, credit repair services, or other personal consumer reports | 6 |
| Credit reporting or other personal consumer reports | 5 |
| Checking or savings account | 1 |
Concentrated filing states for South Mississippi Collection Services Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- MS
- 69.6% of this company's filings
South Mississippi Collection Services Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 4
- +33.3% vs 2016
Top States
| State | Complaints |
|---|---|
| MS | 48 |
| AZ | 7 |
| TX | 4 |
| AL | 3 |
| GA | 2 |
| MO | 1 |
| LA | 1 |
| TN | 1 |
| CA | 1 |
| UT | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 16 |
| False statements or representation | 14 |
| Took or threatened to take negative or legal action | 8 |
| Incorrect information on your report | 8 |
| Written notification about debt | 7 |
| Communication tactics | 5 |
| Threatened to contact someone or share information improperly | 3 |
| Cont'd attempts collect debt not owed | 3 |
| Problem with a company's investigation into an existing problem | 1 |
| Disclosure verification of debt | 1 |
| Improper use of your report | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Closing an account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 3 | 33.3% |
| 2017 | 3 | 100% |
| 2018 | 2 | 100% |
| 2020 | 8 | 100% |
| 2021 | 11 | 100% |
| 2022 | 12 | 100% |
| 2023 | 6 | 100% |
| 2024 | 4 | 100% |
| 2025 | 16 | 93.8% |
| 2026 | 4 | 75% |
Source: CFPB Consumer Complaint Database
South Mississippi Collection Services Inc. filings cluster in one product
South Mississippi Collection Services Inc.'s 69 logged complaints stay concentrated: only 10 states show a filing. 58% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2026-04-21.
South Mississippi Collection Services Inc. answers 94.2% of complaints inside the CFPB's tracked window and closes 98.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about South Mississippi Collection Services Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for South Mississippi Collection Services Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 69.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for South Mississippi Collection Services Inc. (94.2% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration