2026 data Public-data reference. official source

South Mississippi Collection Services Inc.

61 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

61 consumer complaints filed with the CFPB

This profile shows South Mississippi Collection Services Inc.'s complaint history from CFPB public records. 61 consumers have filed complaints since 2016. The company has a 93.4% timely response rate and has provided relief in 0% of cases.

61
Total Complaints
93.4%
Timely Response
3.3%
Disputed
0%
Relief Provided
10
States Active
2016
Since

Total complaints

61

Filed since 2016

Timely response

93.4%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 93.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

South Mississippi Collection Services Inc. complaint mix by product

Total complaints: 61

South Mississippi Collection Services Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 61 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 50 complaints (82.0%), resolution 0.0% Debt collection 82.0% Credit reporting: 5 complaints (8.2%), resolution 0.0% Credit reporting 8.2% Credit reporting,: 5 complaints (8.2%), resolution 0.0% Credit reporting, 8.2% Checking or: 1 complaints (1.6%), resolution 0.0%
  • Debt collection 50 82.0% 0% relief
  • Credit reporting 5 8.2% 0% relief
  • Credit reporting, 5 8.2% 0% relief
  • Checking or 1 1.6% 0% relief

How South Mississippi Collection Services Inc.'s 61 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 50
Credit reporting or other personal consumer reports 5
Credit reporting, credit repair services, or other personal consumer reports 5
Checking or savings account 1

Top States

State Complaints
MS 43
AZ 7
GA 2
AL 2
TX 2
TN 1
LA 1
UT 1
CA 1
MO 1

Top Issues

Issue Complaints
False statements or representation 13
Attempts to collect debt not owed 12
Took or threatened to take negative or legal action 7
Written notification about debt 7
Incorrect information on your report 7
Communication tactics 4
Cont'd attempts collect debt not owed 3
Threatened to contact someone or share information improperly 3
Problem with a company's investigation into an existing problem 1
Closing an account 1
Problem with a credit reporting company's investigation into an existing problem 1
Improper use of your report 1
Disclosure verification of debt 1

Yearly Trend

Year Complaints Timely
2016 3 33.3%
2017 3 100%
2018 2 100%
2020 7 100%
2021 11 100%
2022 10 100%
2023 4 100%
2024 4 100%
2025 14 92.9%
2026 3 66.7%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About South Mississippi Collection Services Inc.

South Mississippi Collection Services Inc. has accumulated 61 consumer complaints in the CFPB public database, with filings active across 10 U.S. states. Of those submissions, 33 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2016, and the most recent logged activity is 2026-02-25, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, South Mississippi Collection Services Inc. reports a 93.4% timely-response rate and has closed 96.7% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 3.3% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "False statements or representation".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating South Mississippi Collection Services Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does South Mississippi Collection Services Inc. have?

South Mississippi Collection Services Inc. has received 61 consumer complaints filed with the Consumer Financial Protection Bureau.

Does South Mississippi Collection Services Inc. respond to complaints on time?

South Mississippi Collection Services Inc. has a 93.4% timely response rate to CFPB complaints.

What is the most common complaint about South Mississippi Collection Services Inc.?

The most common issue reported against South Mississippi Collection Services Inc. is "False statements or representation" in the "Debt collection" product category.

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