CFPB · Single-product concentration

Sound Collection Services

45 CFPB complaints · 71.1% in "Debt collection" · top issue Attempts to collect debt not owed.

45 CFPB complaints

Sound Collection Services: 71.1% of 45 CFPB complaints sit in "Debt collection". Timely 82.2% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +150% filings 2014 to 2026

CFPB relief outcome brief

CCDB company sound-collection-services

0% relief · 82.2% timely · 45 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Sound Collection Services(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Sound Collection Services and nearest filing-volume peers

Sound Collection Services closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Sound Collection Services scores strongest on closed with explanation (96/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

45 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

69 / 100 percentile-benchmarked

82.2% of complaints answered inside the CFPB 15-day window

Closed with explanation

96 / 100 percentile-benchmarked

97.8% of complaints closed with an explanation to the consumer

Most of Sound Collection Services's 45 filings include narrative text

40% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 82.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Sound Collection Services complaint mix by product

Total complaints: 45

Sound Collection Services complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 45 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 32 complaints (71.1%), resolution 0.0% Debt collection 71.1% Credit reporting,: 8 complaints (17.8%), resolution 0.0% Credit reporting, 17.8% Credit reporting: 5 complaints (11.1%), resolution 0.0% Credit reporting 11.1%
  • Debt collection 32 71.1% – 0% relief
  • Credit reporting, 8 17.8% – 0% relief
  • Credit reporting 5 11.1% – 0% relief

How Sound Collection Services's 45 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 32
Credit reporting, credit repair services, or other personal consumer reports 8
Credit reporting or other personal consumer reports 5

Concentrated filing states for Sound Collection Services

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
WA
60% of this company's filings
WA27TX5GA4CA3LA1FL1SC1NC1

Sound Collection Services rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
5
+150% vs 2014
0246810 20142015201720182019202020222023202420252026 5

Top States

State Complaints
WA 27
TX 5
GA 4
CA 3
LA 1
FL 1
SC 1
NC 1
NY 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 11
Incorrect information on your report 7
False statements or representation 7
Written notification about debt 6
Cont'd attempts collect debt not owed 3
Improper use of your report 3
Took or threatened to take negative or legal action 2
Problem with a company's investigation into an existing issue 1
Problem with a company's investigation into an existing problem 1
Improper contact or sharing of info 1
Disclosure verification of debt 1
Problem with a credit reporting company's investigation into an existing problem 1
Communication tactics 1

Yearly Trend

Year Complaints Timely
2014 2 0%
2015 5 0%
2017 4 75%
2018 2 100%
2019 7 100%
2020 6 100%
2022 1 100%
2023 2 100%
2024 2 100%
2025 9 100%
2026 5 100%

Source: CFPB Consumer Complaint Database

Sound Collection Services filings cluster in one product

Sound Collection Services's 45 logged complaints stay concentrated: only 9 states show a filing. 40% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-23.

Sound Collection Services answers 82.2% of complaints inside the CFPB's tracked window and closes 97.8% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Sound Collection Services.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Sound Collection Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Sound Collection Services (82.2% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration