CFPB · Single-product concentration

Solutions To Portfolios, LLC

50 CFPB complaints · 90% in "Debt collection" · top issue Communication tactics.

50 CFPB complaints

Solutions To Portfolios, LLC: 90% of 50 CFPB complaints sit in "Debt collection". Timely 92% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -96.9% filings 2015 to 2022

CFPB relief outcome brief

CCDB company solutions-to-portfolios-llc

0% relief · 92% timely · 50 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Solutions To Portfolios, LLC(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Solutions To Portfolios, LLC and nearest filing-volume peers

Solutions To Portfolios, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Solutions To Portfolios, LLC scores strongest on timely response (86/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

47 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

86 / 100 percentile-benchmarked

92% of complaints answered inside the CFPB 15-day window

Closed with explanation

85 / 100 percentile-benchmarked

92% of complaints closed with an explanation to the consumer

Most of Solutions To Portfolios, LLC's 50 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 92.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Solutions To Portfolios, LLC complaint mix by product

Total complaints: 50

Solutions To Portfolios, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 50 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 45 complaints (90.0%), resolution 0.0% Debt collection 90.0% Payday loan: 3 complaints (6.0%), resolution 0.0% Payday loan 6.0% Money transfer,: 2 complaints (4.0%), resolution 0.0%
  • Debt collection 45 90.0% – 0% relief
  • Payday loan 3 6.0% – 0% relief
  • Money transfer, 2 4.0% – 0% relief

How Solutions To Portfolios, LLC's 50 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 45
Payday loan 3
Money transfer, virtual currency, or money service 2

Where Solutions To Portfolios, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
18% of this company's filings
CA9TX6MI4TN4FL4KS3VA3OH3

Solutions To Portfolios, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2022
1
-96.9% vs 2015
010203040 2015201620172018202020212022 1

Top States

State Complaints
CA 9
TX 6
MI 4
TN 4
FL 4
KS 3
VA 3
OH 3
AL 2
WI 2
PA 1
MO 1
MN 1
IN 1
MD 1
AZ 1
IL 1

Top Issues

Issue Complaints
Communication tactics 15
Taking/threatening an illegal action 9
Improper contact or sharing of info 8
Cont'd attempts collect debt not owed 6
Disclosure verification of debt 4
Can't contact lender 2
Fraud or scam 2
Charged fees or interest I didn't expect 1
False statements or representation 1
Took or threatened to take negative or legal action 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2015 32 96.9%
2016 13 100%
2017 1 100%
2018 1 100%
2020 1 0%
2021 1 0%
2022 1 0%

Source: CFPB Consumer Complaint Database

Solutions To Portfolios, LLC filings cluster in one product

Solutions To Portfolios, LLC's 50 logged complaints stay concentrated: only 17 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2022-03-23.

Solutions To Portfolios, LLC answers 92% of complaints inside the CFPB's tracked window and closes 92% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Communication tactics."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Solutions To Portfolios, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Solutions To Portfolios, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Solutions To Portfolios, LLC (92% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration