CFPB · Mid-pack CFPB posture
Softgate Systems, Inc.
9 CFPB complaints · 6 states · top issue Took or threatened to take negative or legal action.
Softgate Systems, Inc. has 9 consumer complaints in the CFPB public database. Timely response is 0%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- +200% filings 2023 to 2026
CFPB relief outcome brief
CCDB company softgate-systems-inc
0% relief · 0% timely · 9 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Softgate Systems, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
Softgate Systems, Inc. has 9 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Softgate Systems, Inc. complaint mix by product
- Debt collection 5 55.6% – 0% relief
- Credit card 2 22.2% – 0% relief
- Credit reporting 1 11.1% – 0% relief
- Payday loan, 1 11.1% – 0% relief
How Softgate Systems, Inc.'s 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 5 |
| Credit card | 2 |
| Credit reporting or other personal consumer reports | 1 |
| Payday loan, title loan, or personal loan | 1 |
Concentrated filing states for Softgate Systems, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 44.4% of this company's filings
Softgate Systems, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +200% vs 2023
Top States
| State | Complaints |
|---|---|
| CA | 4 |
| TX | 1 |
| OH | 1 |
| MD | 1 |
| AZ | 1 |
| IL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 5 |
| Problem when making payments | 2 |
| Improper use of your report | 1 |
| Charged fees or interest you didn't expect | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2023 | 1 | 0% |
| 2025 | 5 | 0% |
| 2026 | 3 | 0% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about Softgate Systems, Inc.
Softgate Systems, Inc.'s 9 logged complaints stay concentrated: only 6 states show a filing. Only 22.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2023 through 2026-05-12.
Softgate Systems, Inc. answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Softgate Systems, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Softgate Systems, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 9.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Softgate Systems, Inc. (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture