CFPB · Single-product concentration

Snap Recovery, Inc.

41 CFPB complaints · 82.9% in "Debt collection" · top issue Attempts to collect debt not owed.

41 CFPB complaints

Snap Recovery, Inc.: 82.9% of 41 CFPB complaints sit in "Debt collection". Timely 95.1% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +500% filings 2021 to 2026

CFPB relief outcome brief

CCDB company snap-recovery-inc

0% relief · 95.1% timely · 41 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Snap Recovery, Inc. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Snap Recovery, Inc. and nearest filing-volume peers

Snap Recovery, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Snap Recovery, Inc. scores strongest on closed with explanation (100/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

52 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

91 / 100 percentile-benchmarked

95.1% of complaints answered inside the CFPB 15-day window

Closed with explanation

100 / 100 percentile-benchmarked

100% of complaints closed with an explanation to the consumer

Most of Snap Recovery, Inc.'s 41 filings include narrative text

43.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 95.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Snap Recovery, Inc. complaint mix by product

Total complaints: 41

Snap Recovery, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 41 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 34 complaints (82.9%), resolution 0.0% Debt collection 82.9% Credit reporting: 7 complaints (17.1%), resolution 0.0% Credit reporting 17.1%
  • Debt collection 34 82.9% – 0% relief
  • Credit reporting 7 17.1% – 0% relief

How Snap Recovery, Inc.'s 41 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 34
Credit reporting or other personal consumer reports 7

Where Snap Recovery, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
24.4% of this company's filings
FL10CA6NY4WA3CO2IL2GA2TX2

Snap Recovery, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
6
+500% vs 2021
05101520 20212023202420252026 6

Top States

State Complaints
FL 10
CA 6
NY 4
WA 3
CO 2
IL 2
GA 2
TX 2
IA 1
MI 1
NJ 1
MD 1
NH 1
NC 1
RI 1
LA 1
MO 1
AZ 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 14
Took or threatened to take negative or legal action 5
False statements or representation 4
Written notification about debt 4
Incorrect information on your report 3
Improper use of your report 3
Electronic communications 3
Threatened to contact someone or share information improperly 2
Communication tactics 2
Problem with a company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2023 8 100%
2024 7 100%
2025 19 100%
2026 6 66.7%

Source: CFPB Consumer Complaint Database

Snap Recovery, Inc. filings cluster in one product

Snap Recovery, Inc.'s 41 logged complaints stay concentrated: only 18 states show a filing. 43.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-05-07.

Snap Recovery, Inc. answers 95.1% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Snap Recovery, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Snap Recovery, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Snap Recovery, Inc. (95.1% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration