CFPB · Single-product concentration

Snap Credit, Inc.

4 CFPB complaints · 75% in "Credit card" · top issue Problem with a purchase shown on your statement.

4 CFPB complaints

Snap Credit, Inc.: 75% of 4 CFPB complaints sit in "Credit card". Timely 25% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +100% filings 2024 to 2026

CFPB relief outcome brief

CCDB company snap-credit-inc

0% relief · 25% timely · 4 filings · Credit card

Nearest relief peer: Continental Finance Company, LLC (0.4% relief)

Snap Credit, Inc. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Snap Credit, Inc. and nearest filing-volume peers

Snap Credit, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Snap Credit, Inc. has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 25.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Snap Credit, Inc. complaint mix by product

Total complaints: 4

Snap Credit, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit card: 3 complaints (75.0%), resolution 0.0% Credit card 75.0% Payday loan,: 1 complaints (25.0%), resolution 0.0% Payday loan, 25.0%
  • Credit card 3 75.0% – 0% relief
  • Payday loan, 1 25.0% – 0% relief

How Snap Credit, Inc.'s 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit card 3
Payday loan, title loan, personal loan, or advance loan 1

Where Snap Credit, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
25% of this company's filings
FL1MO1AZ1ID1

Snap Credit, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2024
0.511.522.5 202420252026 2

Top States

State Complaints
FL 1
MO 1
AZ 1
ID 1

Top Issues

Issue Complaints
Problem with a purchase shown on your statement 2
Getting the loan 1
Advertising and marketing, including promotional offers 1

Yearly Trend

Year Complaints Timely
2024 1 0%
2025 1 100%
2026 2 0%

Source: CFPB Consumer Complaint Database

Snap Credit, Inc. filings cluster in one product

Snap Credit, Inc.'s 4 logged complaints stay concentrated: only 4 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-05-01.

Snap Credit, Inc. answers 25% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit card" draws the most filings, most often for "Problem with a purchase shown on your statement."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Snap Credit, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Snap Credit, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Snap Credit, Inc. (25% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration