CFPB · Mid-pack CFPB posture
SM Law, PC
3 CFPB complaints · 2 states · top issue Managing, opening, or closing your mobile wallet account.
SM Law, PC has 3 consumer complaints in the CFPB public database. Timely response is 66.7%; 0% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- -50% filings 2019 to 2025
CFPB relief outcome brief
CCDB company sm-law-pc
0% relief · 66.7% timely · 3 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
SM Law, PC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
SM Law, PC has 3 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
SM Law, PC complaint mix by product
- Debt collection 2 66.7% – 0% relief
- Money transfer, 1 33.3% – 0% relief
How SM Law, PC's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 2 |
| Money transfer, virtual currency, or money service | 1 |
Where SM Law, PC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 33.3% of this company's filings
SM Law, PC falling annual filings
Annual filing volume from the CFPB public database
- 2025
- 1
- -50% vs 2019
Top States
| State | Complaints |
|---|---|
| MI | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing, opening, or closing your mobile wallet account | 1 |
| Attempts to collect debt not owed | 1 |
| Took or threatened to take negative or legal action | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2019 | 2 | 100% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about SM Law, PC
SM Law, PC's 3 logged complaints stay concentrated: only 2 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2019 through 2025-11-02.
SM Law, PC answers 66.7% of complaints inside the CFPB's tracked window and closes 66.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Managing, opening, or closing your mobile wallet account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about SM Law, PC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for SM Law, PC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 3.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 66.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for SM Law, PC (66.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture