2026 data Public-data reference. official source

SIERRA PACIFIC MORTGAGE

123 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

123 consumer complaints filed with the CFPB

This profile shows SIERRA PACIFIC MORTGAGE's complaint history from CFPB public records. 123 consumers have filed complaints since 2012. The company has a 95.9% timely response rate and has provided relief in 7.3% of cases.

123
Total Complaints
95.9%
Timely Response
4.1%
Disputed
7.3%
Relief Provided
24
States Active
2012
Since

Total complaints

123

Filed since 2012

Timely response

95.9%

CFPB-tracked response window

Relief rate

7.3%

Closed with monetary or non-monetary relief

Timely response rate 95.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 7.3%
Industry median

Share closed with monetary or non-monetary relief.

SIERRA PACIFIC MORTGAGE complaint mix by product

Total complaints: 123

SIERRA PACIFIC MORTGAGE complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 123 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 111 complaints (90.2%), resolution 8.1% Mortgage 90.2% Credit reporting,: 6 complaints (4.9%), resolution 0.0% Credit reporting: 4 complaints (3.3%), resolution 0.0% Debt collection: 2 complaints (1.6%), resolution 0.0%
  • Mortgage 111 90.2% 8% relief
  • Credit reporting, 6 4.9% 0% relief
  • Credit reporting 4 3.3% 0% relief
  • Debt collection 2 1.6% 0% relief

How SIERRA PACIFIC MORTGAGE's 123 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 111
Credit reporting, credit repair services, or other personal consumer reports 6
Credit reporting or other personal consumer reports 4
Debt collection 2

Top States

State Complaints
CA 61
FL 5
NJ 5
WA 5
MD 4
OR 3
TX 3
MA 3
NY 3
ID 3
TN 2
NC 2
IN 2
IL 2
AR 2
AZ 2
CO 2
GA 2
VA 2
NV 1

Top Issues

Issue Complaints
Trouble during payment process 44
Loan servicing, payments, escrow account 17
Application, originator, mortgage broker 14
Struggling to pay mortgage 13
Incorrect information on your report 11
Applying for a mortgage or refinancing an existing mortgage 7
Closing on a mortgage 6
Settlement process and costs 3
Problem with a credit reporting company's investigation into an existing problem 2
Took or threatened to take negative or legal action 1
Attempts to collect debt not owed 1
Credit decision / Underwriting 1
Other 1
Improper use of your report 1
Loan modification,collection,foreclosure 1

Yearly Trend

Year Complaints Timely
2012 2 100%
2013 4 100%
2014 6 100%
2015 9 77.8%
2016 13 92.3%
2017 7 100%
2018 7 100%
2019 10 80%
2020 28 100%
2021 19 100%
2022 3 100%
2023 7 100%
2024 2 100%
2025 5 100%
2026 1 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About SIERRA PACIFIC MORTGAGE

SIERRA PACIFIC MORTGAGE has accumulated 123 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 42 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-01-26, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, SIERRA PACIFIC MORTGAGE reports a 95.9% timely-response rate and has closed 91.1% of cases with a written explanation to the consumer. 7.3% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SIERRA PACIFIC MORTGAGE: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does SIERRA PACIFIC MORTGAGE have?

SIERRA PACIFIC MORTGAGE has received 123 consumer complaints filed with the Consumer Financial Protection Bureau.

Does SIERRA PACIFIC MORTGAGE respond to complaints on time?

SIERRA PACIFIC MORTGAGE has a 95.9% timely response rate to CFPB complaints.

What is the most common complaint about SIERRA PACIFIC MORTGAGE?

The most common issue reported against SIERRA PACIFIC MORTGAGE is "Trouble during payment process" in the "Mortgage" product category.

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