2026 data Public-data reference. official source

GATEWAY FIRST BANK

221 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

221 consumer complaints filed with the CFPB

This profile shows GATEWAY FIRST BANK's complaint history from CFPB public records. 221 consumers have filed complaints since 2012. The company has a 98.6% timely response rate and has provided relief in 11.8% of cases.

221
Total Complaints
98.6%
Timely Response
4.5%
Disputed
11.8%
Relief Provided
28
States Active
2012
Since

Total complaints

221

Filed since 2012

Timely response

98.6%

CFPB-tracked response window

Relief rate

11.8%

Closed with monetary or non-monetary relief

Timely response rate 98.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.8%
Industry median

Share closed with monetary or non-monetary relief.

GATEWAY FIRST BANK complaint mix by product

Total complaints: 221

GATEWAY FIRST BANK complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 221 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 166 complaints (75.1%), resolution 14.5% Mortgage 75.1% Credit reporting,: 23 complaints (10.4%), resolution 0.0% Credit reporting, 10.4% Credit reporting: 22 complaints (10.0%), resolution 4.5% Credit reporting 10.0% Checking or: 7 complaints (3.2%), resolution 14.3% Debt collection: 3 complaints (1.4%), resolution 0.0%
  • Mortgage 166 75.1% 15% relief
  • Credit reporting, 23 10.4% 0% relief
  • Credit reporting 22 10.0% 5% relief
  • Checking or 7 3.2% 14% relief
  • Debt collection 3 1.4% 0% relief

How GATEWAY FIRST BANK's 221 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 166
Credit reporting, credit repair services, or other personal consumer reports 23
Credit reporting or other personal consumer reports 22
Checking or savings account 7
Debt collection 3

Top States

State Complaints
TX 90
OK 17
LA 16
NJ 12
AR 11
SC 10
CA 6
FL 6
PA 5
MO 5
WA 5
KS 4
VA 4
NE 3
CO 3
AL 3
TN 3
NM 3
SD 2
GA 2

Top Issues

Issue Complaints
Trouble during payment process 57
Loan servicing, payments, escrow account 31
Struggling to pay mortgage 26
Incorrect information on your report 26
Improper use of your report 16
Applying for a mortgage or refinancing an existing mortgage 14
Closing on a mortgage 9
Loan modification,collection,foreclosure 8
Problem with a credit reporting company's investigation into an existing problem 7
Application, originator, mortgage broker 5
Problem with a company's investigation into an existing problem 5
Settlement process and costs 5
Managing an account 4
Opening an account 2
Written notification about debt 1
Closing an account 1
Other 1
Cont'd attempts collect debt not owed 1
Credit monitoring or identity theft protection services 1
False statements or representation 1

Yearly Trend

Year Complaints Timely
2012 2 100%
2013 8 100%
2014 9 100%
2015 9 100%
2016 15 80%
2017 17 100%
2018 18 100%
2019 15 100%
2020 7 100%
2021 20 100%
2022 25 100%
2023 32 100%
2024 15 100%
2025 20 100%
2026 9 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About GATEWAY FIRST BANK

GATEWAY FIRST BANK has accumulated 221 consumer complaints in the CFPB public database, with filings active across 28 U.S. states. Of those submissions, 83 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2012, and the most recent logged activity is 2026-03-27, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, GATEWAY FIRST BANK reports a 98.6% timely-response rate and has closed 88.2% of cases with a written explanation to the consumer. 11.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 4.5% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Mortgage", and the single most common underlying issue is "Trouble during payment process".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating GATEWAY FIRST BANK: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does GATEWAY FIRST BANK have?

GATEWAY FIRST BANK has received 221 consumer complaints filed with the Consumer Financial Protection Bureau.

Does GATEWAY FIRST BANK respond to complaints on time?

GATEWAY FIRST BANK has a 98.6% timely response rate to CFPB complaints.

What is the most common complaint about GATEWAY FIRST BANK?

The most common issue reported against GATEWAY FIRST BANK is "Trouble during payment process" in the "Mortgage" product category.

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