CFPB · Narrative-heavy record

Self Lender Inc

73 CFPB complaints · 69.9% with narratives · top issue Incorrect information on your report.

73 CFPB complaints

Self Lender Inc: 69.9% of 73 filings include consumer narratives. Timely 64.4% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.

  • Narrative-heavy record
  • +350% filings 2017 to 2020

CFPB relief outcome brief

CCDB company self-lender-inc

0% relief · 64.4% timely · 73 filings · Credit reporting, credit repair services, or other personal consumer reports

Nearest relief peer: Innovis (0% relief)

Self Lender Inc (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Self Lender Inc and nearest filing-volume peers

Self Lender Inc closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Self Lender Inc's 73 filings include narrative text

69.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

Subscribe (RSS)
Timely response rate 64.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Self Lender Inc complaint mix by product

Total complaints: 73

Self Lender Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 73 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting,: 39 complaints (54.2%), resolution 0.0% Credit reporting, 54.2% Payday loan,: 22 complaints (30.6%), resolution 0.0% Payday loan, 30.6% Credit card: 7 complaints (9.7%), resolution 0.0% Credit card 9.7% Consumer Loan: 1 complaints (1.4%), resolution 0.0% Bank account: 1 complaints (1.4%), resolution 0.0% Money transfer,: 1 complaints (1.4%), resolution 0.0% Debt collection: 1 complaints (1.4%), resolution 0.0%
  • Credit reporting, 39 54.2% 0% relief
  • Payday loan, 22 30.6% 0% relief
  • Credit card 7 9.7% 0% relief
  • Consumer Loan 1 1.4% 0% relief
  • Bank account 1 1.4% 0% relief
  • Money transfer, 1 1.4% 0% relief
  • Debt collection 1 1.4% 0% relief

How Self Lender Inc's 73 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting, credit repair services, or other personal consumer reports 39
Payday loan, title loan, or personal loan 22
Credit card or prepaid card 7
Consumer Loan 1
Bank account or service 1
Money transfer, virtual currency, or money service 1
Debt collection 1
Checking or savings account 1

Where Self Lender Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
12.3% of this company's filings
FL9PA8TX7GA6IL6CA5NJ4NY3

Self Lender Inc rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2020
18
+350% vs 2017
010203040 2017201820192020 18

Top States

State Complaints
FL 9
PA 8
TX 7
GA 6
IL 6
CA 5
NJ 4
NY 3
SC 2
MS 2
WV 2
MI 2
OH 2
NV 2
AL 2
AP 1
MD 1
WY 1
FM 1
MO 1

Top Issues

Issue Complaints
Incorrect information on your report 33
Problem when making payments 8
Problem with a credit reporting company's investigation into an existing problem 7
Confusing or misleading advertising or marketing 3
Problem with the payoff process at the end of the loan 2
Getting the loan 2
Charged fees or interest you didn't expect 2
Unexpected or other fees 2
Struggling to pay your loan 2
Managing the loan or lease 1
Account opening, closing, or management 1
Unable to get your credit report or credit score 1
Problem with customer service 1
Improper use of your report 1
Problem getting a card or closing an account 1
Closing your account 1
Problem with additional add-on products or services 1
Written notification about debt 1
Other features, terms, or problems 1
Advertising and marketing, including promotional offers 1

Yearly Trend

Year Complaints Timely
2017 4 0%
2018 16 56.3%
2019 35 85.7%
2020 18 44.4%

Source: CFPB Consumer Complaint Database

Self Lender Inc's narrative-rich complaint ledger

Self Lender Inc's 73 logged complaints stay concentrated: only 26 states show a filing. 69.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2017 through 2020-05-14.

Self Lender Inc answers 64.4% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Self Lender Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Self Lender Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Self Lender Inc (64.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record