CFPB · Single-product concentration

Scherr & McClure

24 CFPB complaints · 95.8% in "Debt collection" · top issue Disclosure verification of debt.

24 CFPB complaints

Scherr & McClure: 95.8% of 24 CFPB complaints sit in "Debt collection". Timely 87.5% · relief 25%. Allegations, not findings.

  • Single-product concentration
  • -60% filings 2013 to 2025

CFPB relief outcome brief

CCDB company scherr-mcclure

25% relief · 87.5% timely · 24 filings · Debt collection

Nearest relief peer: Erc (25% relief)

Scherr & McClure (this)25%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Scherr & McClure and nearest filing-volume peers

Scherr & McClure closes 25% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 24 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 87.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 25.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Scherr & McClure complaint mix by product

Total complaints: 24

Scherr & McClure complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 24 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 23 complaints (95.8%), resolution 26.1% Debt collection 95.8% Credit reporting: 1 complaints (4.2%), resolution 0.0%
  • Debt collection 23 95.8% 26% relief
  • Credit reporting 1 4.2% 0% relief

How Scherr & McClure's 24 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 23
Credit reporting or other personal consumer reports 1

Concentrated filing states for Scherr & McClure

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
45.8% of this company's filings
FL11NY5GA2PA1IL1WV1VA1

Scherr & McClure falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
2
-60% vs 2013
0246810 20132014201520172025 2

Top States

State Complaints
FL 11
NY 5
GA 2
PA 1
IL 1
WV 1
VA 1

Top Issues

Issue Complaints
Disclosure verification of debt 8
Communication tactics 4
Improper contact or sharing of info 3
False statements or representation 3
Cont'd attempts collect debt not owed 2
Improper use of your report 1
Attempts to collect debt not owed 1
Taking/threatening an illegal action 1
Written notification about debt 1

Yearly Trend

Year Complaints Timely
2013 5 100%
2014 7 100%
2015 9 100%
2017 1 0%
2025 2 0%

Source: CFPB Consumer Complaint Database

Scherr & McClure filings cluster in one product

Scherr & McClure's 24 logged complaints stay concentrated: only 7 states show a filing. Only 12.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2025-03-25.

Scherr & McClure answers 87.5% of complaints inside the CFPB's tracked window and closes 62.5% with a written explanation. 25% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Scherr & McClure.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Scherr & McClure: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Scherr & McClure (87.5% timely; 25% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration