Total complaints
104
Filed since 2017
104 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
104 consumer complaints filed with the CFPB
This profile shows RockLoans Holdings LLC's complaint history from CFPB public records. 104 consumers have filed complaints since 2017. The company has a 98.1% timely response rate and has provided relief in 0% of cases.
Total complaints
104
Filed since 2017
Timely response
98.1%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How RockLoans Holdings LLC's 104 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Credit reporting or other personal consumer reports | 29 |
| Payday loan, title loan, or personal loan | 24 |
| Debt collection | 21 |
| Payday loan, title loan, personal loan, or advance loan | 17 |
| Credit reporting, credit repair services, or other personal consumer reports | 9 |
| Credit card | 1 |
| Mortgage | 1 |
| Credit card or prepaid card | 1 |
| Checking or savings account | 1 |
| State | Complaints |
|---|---|
| TX | 18 |
| CA | 15 |
| MI | 10 |
| FL | 10 |
| IL | 7 |
| PA | 6 |
| TN | 5 |
| MD | 3 |
| AZ | 3 |
| GA | 3 |
| NJ | 3 |
| IN | 3 |
| AL | 2 |
| NY | 2 |
| VA | 2 |
| SC | 2 |
| CT | 2 |
| WI | 1 |
| NC | 1 |
| NE | 1 |
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 28 |
| Attempts to collect debt not owed | 13 |
| Getting the loan | 10 |
| Problem with a company's investigation into an existing problem | 10 |
| Took or threatened to take negative or legal action | 8 |
| Improper use of your report | 6 |
| Getting a line of credit | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Problem with additional add-on products or services | 4 |
| Charged fees or interest you didn't expect | 4 |
| Problem when making payments | 3 |
| Struggling to pay your loan | 3 |
| Getting a credit card | 1 |
| Closing your account | 1 |
| Problem with the payoff process at the end of the loan | 1 |
| Managing an account | 1 |
| Problem with cash advance | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 2 | 100% |
| 2018 | 3 | 100% |
| 2019 | 2 | 100% |
| 2020 | 2 | 100% |
| 2021 | 12 | 100% |
| 2022 | 9 | 100% |
| 2023 | 11 | 90.9% |
| 2024 | 22 | 100% |
| 2025 | 27 | 96.3% |
| 2026 | 14 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
RockLoans Holdings LLC has accumulated 104 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 33 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-04-04, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, RockLoans Holdings LLC reports a 98.1% timely-response rate and has closed 91.3% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating RockLoans Holdings LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
RockLoans Holdings LLC has received 104 consumer complaints filed with the Consumer Financial Protection Bureau.
RockLoans Holdings LLC has a 98.1% timely response rate to CFPB complaints.
The most common issue reported against RockLoans Holdings LLC is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.
Read our methodology — how this data is sourced, computed, and verified.