2026 data Public-data reference. official source

RockLoans Holdings LLC

104 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

104 consumer complaints filed with the CFPB

This profile shows RockLoans Holdings LLC's complaint history from CFPB public records. 104 consumers have filed complaints since 2017. The company has a 98.1% timely response rate and has provided relief in 0% of cases.

104
Total Complaints
98.1%
Timely Response
0%
Disputed
0%
Relief Provided
25
States Active
2017
Since

Total complaints

104

Filed since 2017

Timely response

98.1%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 98.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

RockLoans Holdings LLC complaint mix by product

Total complaints: 104

RockLoans Holdings LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 104 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 29 complaints (28.4%), resolution 0.0% Credit reporting 28.4% Payday loan,: 24 complaints (23.5%), resolution 0.0% Payday loan, 23.5% Debt collection: 21 complaints (20.6%), resolution 0.0% Debt collection 20.6% Payday loan,: 17 complaints (16.7%), resolution 0.0% Payday loan, 16.7% Credit reporting,: 9 complaints (8.8%), resolution 0.0% Credit reporting, 8.8% Credit card: 1 complaints (1.0%), resolution 0.0% Mortgage: 1 complaints (1.0%), resolution 0.0%
  • Credit reporting 29 28.4% 0% relief
  • Payday loan, 24 23.5% 0% relief
  • Debt collection 21 20.6% 0% relief
  • Payday loan, 17 16.7% 0% relief
  • Credit reporting, 9 8.8% 0% relief
  • Credit card 1 1.0% 0% relief
  • Mortgage 1 1.0% 0% relief

How RockLoans Holdings LLC's 104 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 29
Payday loan, title loan, or personal loan 24
Debt collection 21
Payday loan, title loan, personal loan, or advance loan 17
Credit reporting, credit repair services, or other personal consumer reports 9
Credit card 1
Mortgage 1
Credit card or prepaid card 1
Checking or savings account 1

Top States

State Complaints
TX 18
CA 15
MI 10
FL 10
IL 7
PA 6
TN 5
MD 3
AZ 3
GA 3
NJ 3
IN 3
AL 2
NY 2
VA 2
SC 2
CT 2
WI 1
NC 1
NE 1

Top Issues

Issue Complaints
Incorrect information on your report 28
Attempts to collect debt not owed 13
Getting the loan 10
Problem with a company's investigation into an existing problem 10
Took or threatened to take negative or legal action 8
Improper use of your report 6
Getting a line of credit 6
Problem with a credit reporting company's investigation into an existing problem 4
Problem with additional add-on products or services 4
Charged fees or interest you didn't expect 4
Problem when making payments 3
Struggling to pay your loan 3
Getting a credit card 1
Closing your account 1
Problem with the payoff process at the end of the loan 1
Managing an account 1
Problem with cash advance 1

Yearly Trend

Year Complaints Timely
2017 2 100%
2018 3 100%
2019 2 100%
2020 2 100%
2021 12 100%
2022 9 100%
2023 11 90.9%
2024 22 100%
2025 27 96.3%
2026 14 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About RockLoans Holdings LLC

RockLoans Holdings LLC has accumulated 104 consumer complaints in the CFPB public database, with filings active across 25 U.S. states. Of those submissions, 33 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2026-04-04, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, RockLoans Holdings LLC reports a 98.1% timely-response rate and has closed 91.3% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Credit reporting or other personal consumer reports", and the single most common underlying issue is "Incorrect information on your report".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating RockLoans Holdings LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does RockLoans Holdings LLC have?

RockLoans Holdings LLC has received 104 consumer complaints filed with the Consumer Financial Protection Bureau.

Does RockLoans Holdings LLC respond to complaints on time?

RockLoans Holdings LLC has a 98.1% timely response rate to CFPB complaints.

What is the most common complaint about RockLoans Holdings LLC?

The most common issue reported against RockLoans Holdings LLC is "Incorrect information on your report" in the "Credit reporting or other personal consumer reports" product category.

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