2026 data Public-data reference. official source

Mid-South Adjustment Co., Inc.

125 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

125 consumer complaints filed with the CFPB

This profile shows Mid-South Adjustment Co., Inc.'s complaint history from CFPB public records. 125 consumers have filed complaints since 2018. The company has a 96.8% timely response rate and has provided relief in 0% of cases.

125
Total Complaints
96.8%
Timely Response
0%
Disputed
0%
Relief Provided
17
States Active
2018
Since

Total complaints

125

Filed since 2018

Timely response

96.8%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 96.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Mid-South Adjustment Co., Inc. complaint mix by product

Total complaints: 125

Mid-South Adjustment Co., Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 125 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 100 complaints (80.0%), resolution 0.0% Debt collection 80.0% Credit reporting,: 14 complaints (11.2%), resolution 0.0% Credit reporting, 11.2% Credit reporting: 11 complaints (8.8%), resolution 0.0% Credit reporting 8.8%
  • Debt collection 100 80.0% 0% relief
  • Credit reporting, 14 11.2% 0% relief
  • Credit reporting 11 8.8% 0% relief

How Mid-South Adjustment Co., Inc.'s 125 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 100
Credit reporting, credit repair services, or other personal consumer reports 14
Credit reporting or other personal consumer reports 11

Top States

State Complaints
AR 94
TX 8
CA 5
MS 2
FL 2
TN 2
OK 2
AZ 1
LA 1
WI 1
MI 1
NY 1
IN 1
NM 1
GA 1
MO 1
IL 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 36
Took or threatened to take negative or legal action 23
Written notification about debt 22
False statements or representation 15
Incorrect information on your report 11
Problem with a credit reporting company's investigation into an existing problem 8
Problem with a company's investigation into an existing problem 3
Improper use of your report 3
Communication tactics 3
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2018 7 57.1%
2019 2 100%
2020 10 100%
2021 12 91.7%
2022 19 100%
2023 15 100%
2024 16 100%
2025 29 100%
2026 15 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Mid-South Adjustment Co., Inc.

Mid-South Adjustment Co., Inc. has accumulated 125 consumer complaints in the CFPB public database, with filings active across 17 U.S. states. Of those submissions, 55 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-04-06, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Mid-South Adjustment Co., Inc. reports a 96.8% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Mid-South Adjustment Co., Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Mid-South Adjustment Co., Inc. have?

Mid-South Adjustment Co., Inc. has received 125 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Mid-South Adjustment Co., Inc. respond to complaints on time?

Mid-South Adjustment Co., Inc. has a 96.8% timely response rate to CFPB complaints.

What is the most common complaint about Mid-South Adjustment Co., Inc.?

The most common issue reported against Mid-South Adjustment Co., Inc. is "Attempts to collect debt not owed" in the "Debt collection" product category.

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