CFPB · Single-product concentration
Mid-South Adjustment Co., Inc.
151 CFPB complaints · 80.8% in "Debt collection" · top issue Attempts to collect debt not owed.
Mid-South Adjustment Co., Inc.: 80.8% of 151 CFPB complaints sit in "Debt collection". Timely 96.7% · relief 0%. Allegations, not findings.
- Single-product concentration
- +211.1% filings 2018 to 2026
CFPB relief outcome brief
CCDB company mid-south-adjustment-co-inc
0% relief · 96.7% timely · 151 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
Mid-South Adjustment Co., Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Mid-South Adjustment Co., Inc.'s 151 filings include narrative text
49% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Mid-South Adjustment Co., Inc. complaint mix by product
- Debt collection 122 80.8% – 0% relief
- Credit reporting, 16 10.6% – 0% relief
- Credit reporting 13 8.6% – 0% relief
How Mid-South Adjustment Co., Inc.'s 151 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 122 |
| Credit reporting, credit repair services, or other personal consumer reports | 16 |
| Credit reporting or other personal consumer reports | 13 |
Concentrated filing states for Mid-South Adjustment Co., Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- AR
- 77.5% of this company's filings
Mid-South Adjustment Co., Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 28
- +211.1% vs 2018
Top States
| State | Complaints |
|---|---|
| AR | 117 |
| TX | 8 |
| CA | 5 |
| TN | 3 |
| FL | 2 |
| NY | 2 |
| MS | 2 |
| OK | 2 |
| MO | 2 |
| NM | 1 |
| IL | 1 |
| GA | 1 |
| WI | 1 |
| MI | 1 |
| AZ | 1 |
| IN | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 46 |
| Written notification about debt | 26 |
| Took or threatened to take negative or legal action | 25 |
| False statements or representation | 18 |
| Incorrect information on your report | 13 |
| Problem with a credit reporting company's investigation into an existing problem | 9 |
| Communication tactics | 6 |
| Improper use of your report | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 9 | 66.7% |
| 2019 | 2 | 100% |
| 2020 | 12 | 100% |
| 2021 | 14 | 92.9% |
| 2022 | 21 | 100% |
| 2023 | 16 | 100% |
| 2024 | 16 | 100% |
| 2025 | 33 | 97% |
| 2026 | 28 | 100% |
Source: CFPB Consumer Complaint Database
Mid-South Adjustment Co., Inc. filings cluster in one product
Mid-South Adjustment Co., Inc.'s 151 logged complaints stay concentrated: only 17 states show a filing. 49% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-06-04.
Mid-South Adjustment Co., Inc. answers 96.7% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mid-South Adjustment Co., Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Mid-South Adjustment Co., Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 151.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 96.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Mid-South Adjustment Co., Inc. (96.7% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration