CFPB · Mid-pack CFPB posture

Rental Kharma, Inc

8 CFPB complaints · 6 states · top issue Incorrect information on your report.

8 CFPB complaints

Rental Kharma, Inc has 8 consumer complaints in the CFPB public database. Timely response is 12.5%; 50% closed with relief; top product Credit reporting or other personal consumer reports. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • -50% filings 2022 to 2026

CFPB relief outcome brief

CCDB company rental-kharma-inc

50% relief · 12.5% timely · 8 filings · Credit reporting or other personal consumer reports

Nearest relief peer: Equifax, Inc. (48.7% relief)

Rental Kharma, Inc (this)50%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Rental Kharma, Inc and nearest filing-volume peers

Rental Kharma, Inc closes 50% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Rental Kharma, Inc has 8 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

Subscribe (RSS)
Timely response rate 12.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 50.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Rental Kharma, Inc complaint mix by product

Total complaints: 8

Rental Kharma, Inc complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 8 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Credit reporting: 4 complaints (50.0%), resolution 25.0% Credit reporting 50.0% Debt collection: 2 complaints (25.0%), resolution 50.0% Debt collection 25.0% Credit reporting,: 2 complaints (25.0%), resolution 100.0% Credit reporting, 25.0%
  • Credit reporting 4 50.0% – 25% relief
  • Debt collection 2 25.0% – 50% relief
  • Credit reporting, 2 25.0% – 100% relief

How Rental Kharma, Inc's 8 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Credit reporting or other personal consumer reports 4
Debt collection 2
Credit reporting, credit repair services, or other personal consumer reports 2

Where Rental Kharma, Inc complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
37.5% of this company's filings
TX3NY1IL1FL1AL1OH1

Rental Kharma, Inc falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
1
-50% vs 2022
0.511.522.533.5 2022202320252026 1

Top States

State Complaints
TX 3
NY 1
IL 1
FL 1
AL 1
OH 1

Top Issues

Issue Complaints
Incorrect information on your report 2
Problem with a company's investigation into an existing issue 1
Took or threatened to take negative or legal action 1
Identity theft protection or other monitoring services 1
Attempts to collect debt not owed 1
Problem with a credit reporting company's investigation into an existing problem 1
Fraud or scam 1

Yearly Trend

Year Complaints Timely
2022 2 0%
2023 2 50%
2025 3 0%
2026 1 0%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Rental Kharma, Inc

Rental Kharma, Inc's 8 logged complaints stay concentrated: only 6 states show a filing. Only 25% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2022 through 2026-02-06.

Rental Kharma, Inc answers 12.5% of complaints inside the CFPB's tracked window and closes 50% with a written explanation. 50% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting or other personal consumer reports" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rental Kharma, Inc.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Rental Kharma, Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Rental Kharma, Inc (12.5% timely; 50% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture