CFPB · Narrative-heavy record
Ready Capital Corporation
57 CFPB complaints · 50.9% with narratives · top issue Trouble during payment process.
Ready Capital Corporation: 50.9% of 57 filings include consumer narratives. Timely 94.7% · relief 3.5% · top product Mortgage. Allegations, not findings.
- Narrative-heavy record
- +40% filings 2021 to 2026
CFPB relief outcome brief
CCDB company ready-capital-corporation
3.5% relief · 94.7% timely · 57 filings · Mortgage
Same-product relief peers
Nearest relief peer: Ameris Bancorp (3.5% relief)
Ready Capital Corporation closes 3.5% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Ready Capital Corporation's 57 filings include narrative text
50.9% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Ready Capital Corporation complaint mix by product
- Mortgage 34 59.6% – 3% relief
- Credit reporting 9 15.8% – 11% relief
- Payday loan, 6 10.5% – 0% relief
- Payday loan, 3 5.3% – 0% relief
- Debt collection 3 5.3% – 0% relief
- Credit reporting, 2 3.5% – 0% relief
How Ready Capital Corporation's 57 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 34 |
| Credit reporting or other personal consumer reports | 9 |
| Payday loan, title loan, or personal loan | 6 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Debt collection | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Concentrated filing states for Ready Capital Corporation
Top states by attributed CFPB complaint volume for this company
- Leading state
- LA
- 45.6% of this company's filings
Ready Capital Corporation rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 7
- +40% vs 2021
Top States
| State | Complaints |
|---|---|
| LA | 26 |
| AL | 6 |
| CA | 4 |
| SC | 4 |
| FL | 3 |
| MS | 3 |
| NC | 1 |
| OH | 1 |
| GA | 1 |
| TX | 1 |
| NJ | 1 |
| AR | 1 |
| NV | 1 |
| IL | 1 |
| CT | 1 |
| OR | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 23 |
| Struggling to pay mortgage | 5 |
| Closing on a mortgage | 5 |
| Improper use of your report | 5 |
| Incorrect information on your report | 5 |
| Attempts to collect debt not owed | 3 |
| Getting the loan | 3 |
| Problem with the payoff process at the end of the loan | 2 |
| Problem with additional add-on products or services | 2 |
| Problem when making payments | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Getting a line of credit | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 5 | 100% |
| 2022 | 5 | 100% |
| 2023 | 15 | 93.3% |
| 2024 | 11 | 90.9% |
| 2025 | 14 | 92.9% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database
Ready Capital Corporation's narrative-rich complaint ledger
Ready Capital Corporation's 57 logged complaints stay concentrated: only 17 states show a filing. 50.9% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2026-05-27.
Ready Capital Corporation answers 94.7% of complaints inside the CFPB's tracked window and closes 93% with a written explanation. 3.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ready Capital Corporation.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Ready Capital Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 57.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 94.7%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Ready Capital Corporation (94.7% timely; 3.5% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record