Ready Capital Corporation
57 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Ready Capital Corporation complaint mix by product
- Mortgage 34 59.6% – 3% relief
- Credit reporting 9 15.8% – 11% relief
- Payday loan, 6 10.5% – 0% relief
- Payday loan, 3 5.3% – 0% relief
- Debt collection 3 5.3% – 0% relief
- Credit reporting, 2 3.5% – 0% relief
How Ready Capital Corporation's 57 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 34 |
| Credit reporting or other personal consumer reports | 9 |
| Payday loan, title loan, or personal loan | 6 |
| Payday loan, title loan, personal loan, or advance loan | 3 |
| Debt collection | 3 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Top States
| State | Complaints |
|---|---|
| LA | 26 |
| AL | 6 |
| CA | 4 |
| SC | 4 |
| FL | 3 |
| MS | 3 |
| NC | 1 |
| OH | 1 |
| GA | 1 |
| TX | 1 |
| NJ | 1 |
| AR | 1 |
| NV | 1 |
| IL | 1 |
| CT | 1 |
| OR | 1 |
| TN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Trouble during payment process | 23 |
| Struggling to pay mortgage | 5 |
| Closing on a mortgage | 5 |
| Improper use of your report | 5 |
| Incorrect information on your report | 5 |
| Attempts to collect debt not owed | 3 |
| Getting the loan | 3 |
| Problem with the payoff process at the end of the loan | 2 |
| Problem with additional add-on products or services | 2 |
| Problem when making payments | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Getting a line of credit | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2021 | 5 | 100% |
| 2022 | 5 | 100% |
| 2023 | 15 | 93.3% |
| 2024 | 11 | 90.9% |
| 2025 | 14 | 92.9% |
| 2026 | 7 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Ready Capital Corporation
Ready Capital Corporation's 57 logged complaints stay concentrated: only 17 states show a filing on record. 50.9% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2021 through 2026-05-27.
Ready Capital Corporation answers 94.7% of complaints inside the CFPB's tracked window and closes 93% with a written explanation. 3.5% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ready Capital Corporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Ready Capital Corporation have?
57, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Ready Capital Corporation respond to complaints on time?
94.7% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Ready Capital Corporation?
"Trouble during payment process", filed under the "Mortgage" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.