CFPB · Mid-pack CFPB posture
RCS Recovery Services, LLC
29 CFPB complaints · 14 states · top issue Attempts to collect debt not owed.
RCS Recovery Services, LLC has 29 consumer complaints in the CFPB public database. Timely response is 82.8%; 3.4% closed with relief; top product Debt collection. Allegations, not regulatory findings.
- Mid-pack CFPB posture
- 0% filings 2014 to 2025
CFPB relief outcome brief
CCDB company rcs-recovery-services-llc
3.4% relief · 82.8% timely · 29 filings · Debt collection
Same-product relief peers
Nearest relief peer: Regional Management Corporation (3.4% relief)
RCS Recovery Services, LLC closes 3.4% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 29 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
RCS Recovery Services, LLC complaint mix by product
- Debt collection 19 65.5% – 0% relief
- Mortgage 8 27.6% – 0% relief
- Credit reporting, 2 6.9% – 50% relief
How RCS Recovery Services, LLC's 29 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 19 |
| Mortgage | 8 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Where RCS Recovery Services, LLC complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- FL
- 24.1% of this company's filings
RCS Recovery Services, LLC complaints by year
Annual filing volume from the CFPB public database
- 2025
- 1
- 0% vs 2014
Top States
| State | Complaints |
|---|---|
| FL | 7 |
| CA | 4 |
| TX | 3 |
| VA | 3 |
| WI | 2 |
| CO | 2 |
| OH | 1 |
| AZ | 1 |
| AL | 1 |
| NJ | 1 |
| MN | 1 |
| GA | 1 |
| MO | 1 |
| LA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 6 |
| Communication tactics | 4 |
| Loan modification,collection,foreclosure | 3 |
| Taking/threatening an illegal action | 2 |
| Disclosure verification of debt | 2 |
| False statements or representation | 2 |
| Took or threatened to take negative or legal action | 2 |
| Closing on a mortgage | 1 |
| Credit decision / Underwriting | 1 |
| Loan servicing, payments, escrow account | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| Written notification about debt | 1 |
| Trouble during payment process | 1 |
| Incorrect information on your report | 1 |
| Improper use of your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 1 | 100% |
| 2015 | 3 | 100% |
| 2016 | 5 | 80% |
| 2017 | 4 | 100% |
| 2018 | 3 | 100% |
| 2019 | 5 | 100% |
| 2020 | 4 | 75% |
| 2021 | 1 | 100% |
| 2023 | 2 | 0% |
| 2025 | 1 | 0% |
Source: CFPB Consumer Complaint Database
What the CFPB record shows about RCS Recovery Services, LLC
RCS Recovery Services, LLC's 29 logged complaints stay concentrated: only 14 states show a filing. Only 34.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2025-12-09.
RCS Recovery Services, LLC answers 82.8% of complaints inside the CFPB's tracked window and closes 86.2% with a written explanation. 3.4% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about RCS Recovery Services, LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for RCS Recovery Services, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 29.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 82.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for RCS Recovery Services, LLC (82.8% timely; 3.4% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture