CFPB · Coded-category record
RCO Legal, P.S.
18 CFPB complaints · mostly coded fields (5.6% narrative) · top issue Loan modification,collection,foreclosure.
RCO Legal, P.S.: only 5.6% of 18 filings carry narrative text, mostly coded fields. Timely 77.8% · relief 5.6%. Allegations, not findings.
- Coded-category record
- 0% filings 2012 to 2020
CFPB relief outcome brief
CCDB company rco-legal-p-s
5.6% relief · 77.8% timely · 18 filings · Mortgage
Same-product relief peers
Nearest relief peer: Flagstar Bank, N.A. (5.6% relief)
RCO Legal, P.S. closes 5.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Coded fields dominate RCO Legal, P.S.'s 18 filings
Only 5.6% include narrative text, so product/issue codes carry most of what can be read here. The two counts still add to total filings.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
RCO Legal, P.S. complaint mix by product
- Mortgage 11 61.1% – 9% relief
- Debt collection 7 38.9% – 0% relief
How RCO Legal, P.S.'s 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Mortgage | 11 |
| Debt collection | 7 |
Where RCO Legal, P.S. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- HI
- 27.8% of this company's filings
RCO Legal, P.S. complaints by year
Annual filing volume from the CFPB public database
- 2020
- 1
- 0% vs 2012
Top States
| State | Complaints |
|---|---|
| HI | 5 |
| WA | 5 |
| OR | 2 |
| AL | 1 |
| CA | 1 |
| AZ | 1 |
| FL | 1 |
| ID | 1 |
| MS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Loan modification,collection,foreclosure | 7 |
| Disclosure verification of debt | 4 |
| Loan servicing, payments, escrow account | 2 |
| Cont'd attempts collect debt not owed | 1 |
| Other | 1 |
| Communication tactics | 1 |
| Improper contact or sharing of info | 1 |
| Struggling to pay mortgage | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2012 | 1 | 100% |
| 2013 | 1 | 100% |
| 2014 | 7 | 71.4% |
| 2015 | 4 | 75% |
| 2016 | 4 | 100% |
| 2020 | 1 | 0% |
Source: CFPB Consumer Complaint Database
RCO Legal, P.S.'s coded-category complaint ledger
RCO Legal, P.S.'s 18 logged complaints stay concentrated: only 9 states show a filing. Only 5.6% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2020-02-26.
RCO Legal, P.S. answers 77.8% of complaints inside the CFPB's tracked window and closes 88.9% with a written explanation. 5.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan modification,collection,foreclosure."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about RCO Legal, P.S..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for RCO Legal, P.S.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 18.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 77.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for RCO Legal, P.S. (77.8% timely; 5.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Coded-category record