CFPB · Mid-pack CFPB posture

Rapid Mortgage Company

9 CFPB complaints · 4 states · top issue Applying for a mortgage or refinancing an existing mortgage.

9 CFPB complaints

Rapid Mortgage Company has 9 consumer complaints in the CFPB public database. Timely response is 44.4%; 11.1% closed with relief; top product Mortgage. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • +100% filings 2012 to 2026

CFPB relief outcome brief

CCDB company rapid-mortgage-company

11.1% relief · 44.4% timely · 9 filings · Mortgage

Nearest relief peer: CrossCountry Mortgage LLC (11.2% relief)

Rapid Mortgage Company (this)11.1%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Rapid Mortgage Company and nearest filing-volume peers

Rapid Mortgage Company closes 11.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

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Timely response rate 44.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Rapid Mortgage Company complaint mix by product

Total complaints: 9

Rapid Mortgage Company complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 6 complaints (66.7%), resolution 16.7% Mortgage 66.7% Credit reporting: 2 complaints (22.2%), resolution 0.0% Credit reporting 22.2% Credit reporting,: 1 complaints (11.1%), resolution 0.0% Credit reporting, 11.1%
  • Mortgage 6 66.7% 17% relief
  • Credit reporting 2 22.2% 0% relief
  • Credit reporting, 1 11.1% 0% relief

How Rapid Mortgage Company's 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 6
Credit reporting or other personal consumer reports 2
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Rapid Mortgage Company

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
OH
55.6% of this company's filings
OH5NC2TX1GA1

Rapid Mortgage Company rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
2
+100% vs 2012
0.511.522.5 2012201820192022202320252026 2

Top States

State Complaints
OH 5
NC 2
TX 1
GA 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 4
Improper use of your report 2
Problem with a company's investigation into an existing problem 1
Application, originator, mortgage broker 1
Trouble during payment process 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2018 1 0%
2019 2 50%
2022 1 100%
2023 1 100%
2025 1 0%
2026 2 0%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Rapid Mortgage Company

Rapid Mortgage Company's 9 logged complaints stay concentrated: only 4 states show a filing. Only 33.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2026-05-12.

Rapid Mortgage Company answers 44.4% of complaints inside the CFPB's tracked window and closes 55.6% with a written explanation. 11.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Rapid Mortgage Company.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Rapid Mortgage Company: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Rapid Mortgage Company (44.4% timely; 11.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture