CFPB · Single-product concentration

Ragan & Ragan, PC

83 CFPB complaints · 97.6% in "Debt collection" · top issue Took or threatened to take negative or legal action.

83 CFPB complaints

Ragan & Ragan, PC: 97.6% of 83 CFPB complaints sit in "Debt collection". Timely 91.60361445783133% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2014 to 2026

CFPB relief outcome brief

CCDB company ragan-ragan-pc

0% relief · 91.60361445783133% timely · 83 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Ragan & Ragan, PC (this)0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Ragan & Ragan, PC and nearest filing-volume peers

Ragan & Ragan, PC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Ragan & Ragan, PC's 83 filings include narrative text

45.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 91.6%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Ragan & Ragan, PC complaint mix by product

Total complaints: 83

Ragan & Ragan, PC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 83 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 81 complaints (97.6%), resolution 0.0% Debt collection 97.6% Debt or: 1 complaints (1.2%), resolution 0.0% Credit reporting,: 1 complaints (1.2%), resolution 0.0%
  • Debt collection 81 97.6% 0% relief
  • Debt or 1 1.2% 0% relief
  • Credit reporting, 1 1.2% 0% relief

How Ragan & Ragan, PC's 83 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 81
Debt or credit management 1
Credit reporting, credit repair services, or other personal consumer reports 1

Concentrated filing states for Ragan & Ragan, PC

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
GA
59% of this company's filings
GA49NJ25DE2NY2SC1VA1VT1FL1

Ragan & Ragan, PC complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
6
0% vs 2014
05101520 2014201620182020202220242026 6

Top States

State Complaints
GA 49
NJ 25
DE 2
NY 2
SC 1
VA 1
VT 1
FL 1
CA 1

Top Issues

Issue Complaints
Took or threatened to take negative or legal action 20
Attempts to collect debt not owed 20
False statements or representation 11
Communication tactics 9
Written notification about debt 6
Cont'd attempts collect debt not owed 6
Disclosure verification of debt 3
Threatened to contact someone or share information improperly 3
Taking/threatening an illegal action 2
Problem with customer service 1
Improper contact or sharing of info 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2014 6 100%
2015 3 100%
2016 2 100%
2017 3 100%
2018 3 100%
2019 3 100%
2020 7 100%
2021 1 100%
2022 18 77.8%
2023 8 100%
2024 4 100%
2025 19 89.46315789473684%
2026 6 83.33333333333333%

Source: CFPB Consumer Complaint Database

Ragan & Ragan, PC filings cluster in one product

Ragan & Ragan, PC's 83 logged complaints stay concentrated: only 9 states show a filing. 45.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-03-31.

Ragan & Ragan, PC answers 91.60361445783133% of complaints inside the CFPB's tracked window and closes 96.42530120481928% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Took or threatened to take negative or legal action."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Ragan & Ragan, PC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Ragan & Ragan, PC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Ragan & Ragan, PC (91.60361445783133% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration