CFPB · Single-product concentration

R & R Collection Service, Inc.

30 CFPB complaints · 86.7% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

30 CFPB complaints

R & R Collection Service, Inc.: 86.7% of 30 CFPB complaints sit in "Debt collection". Timely 96.7% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +400% filings 2013 to 2021

CFPB relief outcome brief

CCDB company r-r-collection-service-inc

0% relief · 96.7% timely · 30 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

R & R Collection Service, In…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among R & R Collection Service, Inc. and nearest filing-volume peers

R & R Collection Service, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of R & R Collection Service, Inc.'s 30 filings include narrative text

50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 96.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

R & R Collection Service, Inc. complaint mix by product

Total complaints: 30

R & R Collection Service, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 30 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 26 complaints (86.7%), resolution 0.0% Debt collection 86.7% Credit reporting,: 3 complaints (10.0%), resolution 0.0% Credit reporting, 10.0% Credit reporting: 1 complaints (3.3%), resolution 0.0%
  • Debt collection 26 86.7% 0% relief
  • Credit reporting, 3 10.0% 0% relief
  • Credit reporting 1 3.3% 0% relief

How R & R Collection Service, Inc.'s 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 26
Credit reporting, credit repair services, or other personal consumer reports 3
Credit reporting 1

Concentrated filing states for R & R Collection Service, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
70% of this company's filings
TX21CO2GA1FL1AZ1OK1DC1CA1

R & R Collection Service, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2021
5
+400% vs 2013
0246810 201320142015201620172018201920202021 5

Top States

State Complaints
TX 21
CO 2
GA 1
FL 1
AZ 1
OK 1
DC 1
CA 1
UT 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 6
Written notification about debt 6
Communication tactics 4
Took or threatened to take negative or legal action 3
Attempts to collect debt not owed 3
Disclosure verification of debt 2
Incorrect information on your report 2
False statements or representation 2
Incorrect information on credit report 1
Problem with a credit reporting company's investigation into an existing problem 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 4 75%
2015 1 100%
2016 1 100%
2017 2 100%
2018 9 100%
2019 2 100%
2020 5 100%
2021 5 100%

Source: CFPB Consumer Complaint Database

R & R Collection Service, Inc. filings cluster in one product

R & R Collection Service, Inc.'s 30 logged complaints stay concentrated: only 9 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2021-07-16.

R & R Collection Service, Inc. answers 96.7% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about R & R Collection Service, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for R & R Collection Service, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for R & R Collection Service, Inc. (96.7% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration