CFPB · Single-product concentration
Protas, Spivok & Collins. LLC
59 CFPB complaints · 91.5% in "Debt collection" · top issue Written notification about debt.
Protas, Spivok & Collins. LLC: 91.5% of 59 CFPB complaints sit in "Debt collection". Timely 15.3% · relief 1.7%. Allegations, not findings.
- Single-product concentration
- +25% filings 2014 to 2026
CFPB relief outcome brief
CCDB company protas-spivok-collins-llc
1.7% relief · 15.3% timely · 59 filings · Debt collection
Same-product relief peers
Nearest relief peer: Credit Card Receivables Fund Incorporated (1.7% relief)
Protas, Spivok & Collins. LLC closes 1.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Protas, Spivok & Collins. LLC's 59 filings include narrative text
49.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Protas, Spivok & Collins. LLC complaint mix by product
- Debt collection 54 91.5% – 2% relief
- Credit reporting 2 3.4% – 0% relief
- Consumer Loan 2 3.4% – 0% relief
- Credit card 1 1.7% – 0% relief
How Protas, Spivok & Collins. LLC's 59 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 54 |
| Credit reporting or other personal consumer reports | 2 |
| Consumer Loan | 2 |
| Credit card | 1 |
Concentrated filing states for Protas, Spivok & Collins. LLC
Top states by attributed CFPB complaint volume for this company
- Leading state
- VA
- 45.8% of this company's filings
Protas, Spivok & Collins. LLC rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 5
- +25% vs 2014
Top States
| State | Complaints |
|---|---|
| VA | 27 |
| MD | 26 |
| DC | 4 |
| NC | 1 |
| NJ | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Written notification about debt | 18 |
| Took or threatened to take negative or legal action | 12 |
| False statements or representation | 8 |
| Attempts to collect debt not owed | 7 |
| Disclosure verification of debt | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Communication tactics | 1 |
| Managing the loan or lease | 1 |
| Taking/threatening an illegal action | 1 |
| Problems when you are unable to pay | 1 |
| Delinquent account | 1 |
| Improper contact or sharing of info | 1 |
| Threatened to contact someone or share information improperly | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 4 | 0% |
| 2015 | 7 | 14.3% |
| 2016 | 2 | 0% |
| 2017 | 8 | 0% |
| 2018 | 5 | 0% |
| 2019 | 2 | 0% |
| 2020 | 2 | 0% |
| 2021 | 3 | 0% |
| 2022 | 1 | 0% |
| 2023 | 5 | 0% |
| 2024 | 4 | 25% |
| 2025 | 11 | 18.2% |
| 2026 | 5 | 100% |
Source: CFPB Consumer Complaint Database
Protas, Spivok & Collins. LLC filings cluster in one product
Protas, Spivok & Collins. LLC's 59 logged complaints stay concentrated: only 5 states show a filing. 49.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-06-08.
Protas, Spivok & Collins. LLC answers 15.3% of complaints inside the CFPB's tracked window and closes 96.6% with a written explanation. 1.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Written notification about debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Protas, Spivok & Collins. LLC.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Protas, Spivok & Collins. LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 59.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 15.3%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Protas, Spivok & Collins. LLC (15.3% timely; 1.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration