CFPB · Narrative-heavy record

Prog Holdings, Inc.

59 CFPB complaints · 54.2% with narratives · top issue Problem when making payments.

59 CFPB complaints

Prog Holdings, Inc.: 54.2% of 59 filings include consumer narratives. Timely 69.5% · relief 1.7% · top product Payday loan, title loan, personal loan, or advance loan. Allegations, not findings.

  • Narrative-heavy record
  • +375% filings 2024 to 2026

CFPB relief outcome brief

CCDB company prog-holdings-inc

1.7% relief · 69.5% timely · 59 filings · Payday loan, title loan, personal loan, or advance loan

Nearest relief peer: Post Lake Lending Inc. (1.9% relief)

Prog Holdings, Inc. (this)1.7%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Prog Holdings, Inc. and nearest filing-volume peers

Prog Holdings, Inc. closes 1.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of Prog Holdings, Inc.'s 59 filings include narrative text

54.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 69.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 1.7%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Prog Holdings, Inc. complaint mix by product

Total complaints: 59

Prog Holdings, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 59 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 35 complaints (59.3%), resolution 2.9% Payday loan, 59.3% Credit card: 16 complaints (27.1%), resolution 0.0% Credit card 27.1% Debt collection: 3 complaints (5.1%), resolution 0.0% Checking or: 2 complaints (3.4%), resolution 0.0% Money transfer,: 2 complaints (3.4%), resolution 0.0% Credit reporting: 1 complaints (1.7%), resolution 0.0%
  • Payday loan, 35 59.3% 3% relief
  • Credit card 16 27.1% 0% relief
  • Debt collection 3 5.1% 0% relief
  • Checking or 2 3.4% 0% relief
  • Money transfer, 2 3.4% 0% relief
  • Credit reporting 1 1.7% 0% relief

How Prog Holdings, Inc.'s 59 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, personal loan, or advance loan 35
Credit card 16
Debt collection 3
Checking or savings account 2
Money transfer, virtual currency, or money service 2
Credit reporting or other personal consumer reports 1

Where Prog Holdings, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
13.6% of this company's filings
TX8CA6FL6NY5NJ4MD3AL3TN2

Prog Holdings, Inc. rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
19
+375% vs 2024
010203040 202420252026 19

Top States

State Complaints
TX 8
CA 6
FL 6
NY 5
NJ 4
MD 3
AL 3
TN 2
SC 2
GA 2
NC 2
LA 2
WV 2
IN 2
VA 2
AR 1
ME 1
OR 1
PA 1
NV 1

Top Issues

Issue Complaints
Problem when making payments 16
Problem with a purchase shown on your statement 11
Charged fees or interest you didn't expect 9
Struggling to pay your loan 4
Problem with additional add-on products or services 2
Problem with a lender or other company charging your account 2
Closing your account 2
Unauthorized transactions or other transaction problem 2
Getting the loan 1
Improper use of your report 1
Other features, terms, or problems 1
Fees or interest 1
Problem with the payoff process at the end of the loan 1
Took or threatened to take negative or legal action 1
False statements or representation 1
Can't contact lender or servicer 1
Attempts to collect debt not owed 1
Credit limit changed 1
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2024 4 100%
2025 36 75%
2026 19 52.6%

Source: CFPB Consumer Complaint Database

Prog Holdings, Inc.'s narrative-rich complaint ledger

Prog Holdings, Inc.'s 59 logged complaints stay concentrated: only 23 states show a filing. 54.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2024 through 2026-05-18.

Prog Holdings, Inc. answers 69.5% of complaints inside the CFPB's tracked window and closes 98.3% with a written explanation. 1.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Problem when making payments."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Prog Holdings, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Prog Holdings, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Prog Holdings, Inc. (69.5% timely; 1.7% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record