CFPB · Single-product concentration
Post Lake Lending Inc.
107 CFPB complaints · 76.6% in "Payday loan, title loan, personal loan, or advance loan" · top issue Charged fees or interest you didn't expect.
Post Lake Lending Inc.: 76.6% of 107 CFPB complaints sit in "Payday loan, title loan, personal loan, or advance loan". Timely 99.1% · relief 1.9%. Allegations, not findings.
- Single-product concentration
- +566.7% filings 2022 to 2026
CFPB relief outcome brief
CCDB company post-lake-lending-inc
1.9% relief · 99.1% timely · 107 filings · Payday loan, title loan, personal loan, or advance loan
Same-product relief peers
Nearest relief peer: Prog Holdings, Inc. (1.7% relief)
Post Lake Lending Inc. closes 1.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Post Lake Lending Inc.'s 107 filings include narrative text
66.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Post Lake Lending Inc. complaint mix by product
- Payday loan, 82 76.6% – 0% relief
- Debt collection 12 11.2% – 0% relief
- Payday loan, 11 10.3% – 18% relief
- Debt or 1 0.9% – 0% relief
- Credit card 1 0.9% – 0% relief
How Post Lake Lending Inc.'s 107 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, personal loan, or advance loan | 82 |
| Debt collection | 12 |
| Payday loan, title loan, or personal loan | 11 |
| Debt or credit management | 1 |
| Credit card | 1 |
Where Post Lake Lending Inc. complaints are filed
Top states by attributed CFPB complaint volume for this company
- Leading state
- CA
- 33.6% of this company's filings
Post Lake Lending Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 20
- +566.7% vs 2022
Top States
| State | Complaints |
|---|---|
| CA | 36 |
| OH | 10 |
| WA | 10 |
| FL | 9 |
| CO | 8 |
| MI | 4 |
| KY | 3 |
| NV | 3 |
| AL | 3 |
| LA | 3 |
| NM | 2 |
| TX | 2 |
| WY | 1 |
| NJ | 1 |
| SD | 1 |
| PA | 1 |
| NH | 1 |
| TN | 1 |
| RI | 1 |
| MS | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 56 |
| Struggling to pay your loan | 10 |
| Getting the loan | 6 |
| Can't stop withdrawals from your bank account | 5 |
| Attempts to collect debt not owed | 4 |
| Received a loan you didn't apply for | 4 |
| Problem with the payoff process at the end of the loan | 3 |
| False statements or representation | 3 |
| Problem when making payments | 2 |
| Can't contact lender or servicer | 2 |
| Took or threatened to take negative or legal action | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Problem with additional add-on products or services | 1 |
| Unexpected fees | 1 |
| Written notification about debt | 1 |
| Was approved for a loan, but didn't receive the money | 1 |
| Problem with a company's investigation into an existing problem | 1 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 1 |
| Confusing or missing disclosures | 1 |
| Getting a credit card | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2022 | 3 | 66.7% |
| 2023 | 17 | 100% |
| 2024 | 19 | 100% |
| 2025 | 48 | 100% |
| 2026 | 20 | 100% |
Source: CFPB Consumer Complaint Database
Post Lake Lending Inc. filings cluster in one product
Post Lake Lending Inc.'s 107 logged complaints stay concentrated: only 26 states show a filing. 66.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2022 through 2026-06-24.
Post Lake Lending Inc. answers 99.1% of complaints inside the CFPB's tracked window and closes 97.2% with a written explanation. 1.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, personal loan, or advance loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Post Lake Lending Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Post Lake Lending Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 107.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 99.1%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Post Lake Lending Inc. (99.1% timely; 1.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration