CFPB · Mid-pack CFPB posture

Primavera Financial, Inc.

17 CFPB complaints · 5 states · top issue Incorrect information on your report.

17 CFPB complaints

Primavera Financial, Inc. has 17 consumer complaints in the CFPB public database. Timely response is 76.5%; 5.9% closed with relief; top product Debt collection. Allegations, not regulatory findings.

  • Mid-pack CFPB posture
  • 0% filings 2021 to 2026

CFPB relief outcome brief

CCDB company primavera-financial-inc

5.9% relief · 76.5% timely · 17 filings · Debt collection

Nearest relief peer: Universal Account Servicing, LLC (5.9% relief)

Primavera Financial, Inc.(this)5.9%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Primavera Financial, Inc. and nearest filing-volume peers

Primavera Financial, Inc. closes 5.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Primavera Financial, Inc. scores strongest on timely response (59/100 percentile-benchmarked) and weakest on relief provided (28/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

42 /100 grade D

Relief provided

28 / 100 percentile-benchmarked

5.9% of complaints closed with relief to the consumer

Timely response

59 / 100 percentile-benchmarked

76.5% of complaints answered inside the CFPB 15-day window

Closed with explanation

46 / 100 percentile-benchmarked

70.6% of complaints closed with an explanation to the consumer

How 17 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 76.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 5.9%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Primavera Financial, Inc. complaint mix by product

Total complaints: 17

Primavera Financial, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 17 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 8 complaints (47.1%), resolution 0.0% Debt collection 47.1% Credit reporting,: 4 complaints (23.5%), resolution 0.0% Credit reporting, 23.5% Payday loan,: 3 complaints (17.6%), resolution 33.3% Payday loan, 17.6% Credit reporting: 1 complaints (5.9%), resolution 0.0% Money transfer,: 1 complaints (5.9%), resolution 0.0%
  • Debt collection 8 47.1% – 0% relief
  • Credit reporting, 4 23.5% – 0% relief
  • Payday loan, 3 17.6% – 33% relief
  • Credit reporting 1 5.9% – 0% relief
  • Money transfer, 1 5.9% – 0% relief

How Primavera Financial, Inc.'s 17 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 8
Credit reporting, credit repair services, or other personal consumer reports 4
Payday loan, title loan, or personal loan 3
Credit reporting or other personal consumer reports 1
Money transfer, virtual currency, or money service 1

Concentrated filing states for Primavera Financial, Inc.

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
70.6% of this company's filings
TX12SC2OK1CA1HI1

Primavera Financial, Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
2
0% vs 2021
123456 202120222023202420252026 2

Top States

State Complaints
TX 12
SC 2
OK 1
CA 1
HI 1

Top Issues

Issue Complaints
Incorrect information on your report 3
Written notification about debt 3
Attempts to collect debt not owed 2
Problem when making payments 2
Took or threatened to take negative or legal action 1
Problem with a company's investigation into an existing problem 1
Unexpected or other fees 1
False statements or representation 1
Electronic communications 1
Getting the loan 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2021 2 100%
2022 5 100%
2023 3 100%
2024 3 100%
2025 2 0%
2026 2 0%

Source: CFPB Consumer Complaint Database

What the CFPB record shows about Primavera Financial, Inc.

Primavera Financial, Inc.'s 17 logged complaints stay concentrated: only 5 states show a filing. Only 35.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2021 through 2026-05-08.

Primavera Financial, Inc. answers 76.5% of complaints inside the CFPB's tracked window and closes 70.6% with a written explanation. 5.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Incorrect information on your report."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Primavera Financial, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Primavera Financial, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Primavera Financial, Inc. (76.5% timely; 5.9% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Mid-pack CFPB posture