CFPB · Narrative-heavy record
Presto Auto Loans, Inc.
11 CFPB complaints · 81.8% with narratives · top issue Charged fees or interest you didn't expect.
Presto Auto Loans, Inc.: 81.8% of 11 filings include consumer narratives. Timely 81.8% · relief 18.2% · top product Payday loan, title loan, or personal loan. Allegations, not findings.
- Narrative-heavy record
- -66.7% filings 2015 to 2019
CFPB relief outcome brief
CCDB company presto-auto-loans-inc
18.2% relief · 81.8% timely · 11 filings · Payday loan, title loan, or personal loan
Same-product relief peers
Nearest relief peer: AAA Auto Title Loans, LLC (19.1% relief)
Presto Auto Loans, Inc. closes 18.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Presto Auto Loans, Inc.'s 11 filings include narrative text
81.8% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Presto Auto Loans, Inc. complaint mix by product
- Payday loan, 4 36.4% – 0% relief
- Consumer Loan 3 27.3% – 33% relief
- Debt collection 2 18.2% – 50% relief
- Credit reporting, 2 18.2% – 0% relief
How Presto Auto Loans, Inc.'s 11 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Payday loan, title loan, or personal loan | 4 |
| Consumer Loan | 3 |
| Debt collection | 2 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
Presto Auto Loans, Inc. falling annual filings
Annual filing volume from the CFPB public database
- 2019
- 1
- -66.7% vs 2015
Top States
| State | Complaints |
|---|---|
| AZ | 11 |
Top Issues
| Issue | Complaints |
|---|---|
| Charged fees or interest you didn't expect | 3 |
| Managing the loan or lease | 2 |
| Incorrect information on your report | 2 |
| Problems when you are unable to pay | 1 |
| False statements or representation | 1 |
| Struggling to pay your loan | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 66.7% |
| 2016 | 1 | 100% |
| 2017 | 3 | 100% |
| 2018 | 3 | 100% |
| 2019 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Presto Auto Loans, Inc.'s narrative-rich complaint ledger
Presto Auto Loans, Inc.'s 11 logged complaints stay concentrated: only 1 state shows a filing. 81.8% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2019-05-07.
Presto Auto Loans, Inc. answers 81.8% of complaints inside the CFPB's tracked window and closes 81.8% with a written explanation. 18.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Payday loan, title loan, or personal loan" draws the most filings, most often for "Charged fees or interest you didn't expect."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Presto Auto Loans, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Presto Auto Loans, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 11.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 81.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Presto Auto Loans, Inc. (81.8% timely; 18.2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record