2026 data Public-data reference. official source

Presto Auto Loans, Inc.

9 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

9 consumer complaints filed with the CFPB

This profile shows Presto Auto Loans, Inc.'s complaint history from CFPB public records. 9 consumers have filed complaints since 2015. The company has a 77.8% timely response rate and has provided relief in 22.2% of cases.

9
Total Complaints
77.8%
Timely Response
11.1%
Disputed
22.2%
Relief Provided
1
States Active
2015
Since

Total complaints

9

Filed since 2015

Timely response

77.8%

CFPB-tracked response window

Relief rate

22.2%

Closed with monetary or non-monetary relief

Timely response rate 77.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 22.2%
Industry median

Share closed with monetary or non-monetary relief.

Presto Auto Loans, Inc. complaint mix by product

Total complaints: 9

Presto Auto Loans, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 9 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Payday loan,: 3 complaints (33.3%), resolution 0.0% Payday loan, 33.3% Consumer Loan: 3 complaints (33.3%), resolution 33.3% Consumer Loan 33.3% Credit reporting,: 2 complaints (22.2%), resolution 0.0% Credit reporting, 22.2% Debt collection: 1 complaints (11.1%), resolution 100.0% Debt collection 11.1%
  • Payday loan, 3 33.3% 0% relief
  • Consumer Loan 3 33.3% 33% relief
  • Credit reporting, 2 22.2% 0% relief
  • Debt collection 1 11.1% 100% relief

How Presto Auto Loans, Inc.'s 9 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Payday loan, title loan, or personal loan 3
Consumer Loan 3
Credit reporting, credit repair services, or other personal consumer reports 2
Debt collection 1

Top States

State Complaints
AZ 9

Top Issues

Issue Complaints
Charged fees or interest you didn't expect 3
Incorrect information on your report 2
Managing the loan or lease 2
False statements or representation 1
Problems when you are unable to pay 1

Yearly Trend

Year Complaints Timely
2015 3 66.7%
2016 1 100%
2017 2 100%
2018 2 100%
2019 1 0%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Presto Auto Loans, Inc.

Presto Auto Loans, Inc. has accumulated 9 consumer complaints in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 7 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2019-05-07, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Presto Auto Loans, Inc. reports a 77.8% timely-response rate and has closed 77.8% of cases with a written explanation to the consumer. 22.2% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 11.1% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Payday loan, title loan, or personal loan", and the single most common underlying issue is "Charged fees or interest you didn't expect".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Presto Auto Loans, Inc.: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Presto Auto Loans, Inc. have?

Presto Auto Loans, Inc. has received 9 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Presto Auto Loans, Inc. respond to complaints on time?

Presto Auto Loans, Inc. has a 77.8% timely response rate to CFPB complaints.

What is the most common complaint about Presto Auto Loans, Inc.?

The most common issue reported against Presto Auto Loans, Inc. is "Charged fees or interest you didn't expect" in the "Payday loan, title loan, or personal loan" product category.

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