CFPB · Single-product concentration

Premium Mortgage Corp

10 CFPB complaints · 100% in "Mortgage" · top issue Trouble during payment process.

10 CFPB complaints

Premium Mortgage Corp: 100% of 10 CFPB complaints sit in "Mortgage". Timely 80% · relief 20%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2016 to 2025

CFPB relief outcome brief

CCDB company premium-mortgage-corp

20% relief · 80% timely · 10 filings · Mortgage

Nearest relief peer: Wells Fargo & Company (20.1% relief)

Premium Mortgage Corp (this)20%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Premium Mortgage Corp and nearest filing-volume peers

Premium Mortgage Corp closes 20% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Premium Mortgage Corp scores strongest on relief provided (93/100 percentile-benchmarked) and weakest on closed with explanation (63/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

77 /100 grade B

Relief provided

93 / 100 percentile-benchmarked

20% of complaints closed with relief to the consumer

Timely response

65 / 100 percentile-benchmarked

80% of complaints answered inside the CFPB 15-day window

Closed with explanation

63 / 100 percentile-benchmarked

80% of complaints closed with an explanation to the consumer

Most of Premium Mortgage Corp's 10 filings include narrative text

60% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 80.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 20.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Premium Mortgage Corp complaint mix by product

Total complaints: 10

Premium Mortgage Corp complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 10 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 10 complaints (100.0%), resolution 20.0% Mortgage 100.0%
  • Mortgage 10 100.0% – 20% relief

How Premium Mortgage Corp's 10 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 10

Concentrated filing states for Premium Mortgage Corp

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
NY
70% of this company's filings
NY7NC1PA1FL1

Premium Mortgage Corp rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
3
+200% vs 2016
0.511.522.533.5 2016201720182020202220242025 3

Top States

State Complaints
NY 7
NC 1
PA 1
FL 1

Top Issues

Issue Complaints
Trouble during payment process 3
Applying for a mortgage or refinancing an existing mortgage 2
Closing on a mortgage 2
Incorrect information on your report 1
Application, originator, mortgage broker 1
Loan servicing, payments, escrow account 1

Yearly Trend

Year Complaints Timely
2016 1 0%
2017 1 100%
2018 1 0%
2020 1 100%
2022 2 100%
2024 1 100%
2025 3 100%

Source: CFPB Consumer Complaint Database

Premium Mortgage Corp filings cluster in one product

Premium Mortgage Corp's 10 logged complaints stay concentrated: only 4 states show a filing. 60% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2025-12-23.

Premium Mortgage Corp answers 80% of complaints inside the CFPB's tracked window and closes 80% with a written explanation. 20% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Trouble during payment process."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Premium Mortgage Corp.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Premium Mortgage Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Premium Mortgage Corp (80% timely; 20% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration