Premier Auto Credit
133 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Premier Auto Credit complaint mix by product
- Vehicle loan 54 40.6% – 2% relief
- Credit reporting 35 26.3% – 0% relief
- Debt collection 30 22.6% – 0% relief
- Credit reporting, 13 9.8% – 0% relief
- Payday loan, 1 0.8% – 0% relief
How Premier Auto Credit's 133 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 54 |
| Credit reporting or other personal consumer reports | 35 |
| Debt collection | 30 |
| Credit reporting, credit repair services, or other personal consumer reports | 13 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
Top States
| State | Complaints |
|---|---|
| CA | 96 |
| AZ | 12 |
| NV | 7 |
| WA | 4 |
| TX | 3 |
| FL | 3 |
| LA | 2 |
| MN | 1 |
| KS | 1 |
| AR | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing the loan or lease | 22 |
| Incorrect information on your report | 22 |
| Attempts to collect debt not owed | 14 |
| Improper use of your report | 14 |
| Struggling to pay your loan | 12 |
| Problem with a company's investigation into an existing problem | 11 |
| Repossession | 9 |
| False statements or representation | 8 |
| Problems at the end of the loan or lease | 6 |
| Took or threatened to take negative or legal action | 5 |
| Problem with a credit reporting company's investigation into an existing problem | 4 |
| Communication tactics | 2 |
| Fraud or scam | 1 |
| Vehicle was repossessed or sold the vehicle | 1 |
| Getting a loan or lease | 1 |
| Written notification about debt | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 4 | 100% |
| 2019 | 4 | 100% |
| 2020 | 14 | 100% |
| 2021 | 10 | 100% |
| 2022 | 7 | 100% |
| 2023 | 21 | 100% |
| 2024 | 18 | 100% |
| 2025 | 36 | 100% |
| 2026 | 19 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Premier Auto Credit
Premier Auto Credit's 133 logged complaints stay concentrated: only 10 states show a filing on record. 43.6% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2018 through 2026-06-24.
Premier Auto Credit answers 100% of complaints inside the CFPB's tracked window and closes 97.7% with a written explanation. 0.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Managing the loan or lease."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Premier Auto Credit.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Premier Auto Credit have?
133, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Premier Auto Credit respond to complaints on time?
100% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Premier Auto Credit?
"Managing the loan or lease", filed under the "Vehicle loan or lease" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.