CFPB · Narrative-heavy record

Portage Financial Services Company Inc.

7 CFPB complaints · 71.4% with narratives · top issue Problems when you are unable to pay.

7 CFPB complaints

Portage Financial Services Company Inc.: 71.4% of 7 filings include consumer narratives. Timely 71.4% · relief 0% · top product Vehicle loan or lease. Allegations, not findings.

  • Narrative-heavy record
  • 0% filings 2014 to 2026

CFPB relief outcome brief

CCDB company portage-financial-services-company-inc

0% relief · 71.4% timely · 7 filings · Vehicle loan or lease

Nearest relief peer: BMW Financial Services NA, LLC (0% relief)

Portage Financial ServicesCompany Inc. (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Portage Financial Services Company Inc. and nearest filing-volume peers

Portage Financial Services Company Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Portage Financial Services Company Inc. has 7 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 71.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Portage Financial Services Company Inc. complaint mix by product

Total complaints: 7

Portage Financial Services Company Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 7 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Vehicle loan: 3 complaints (42.9%), resolution 0.0% Vehicle loan 42.9% Consumer Loan: 3 complaints (42.9%), resolution 0.0% Consumer Loan 42.9% Payday loan,: 1 complaints (14.3%), resolution 0.0% Payday loan, 14.3%
  • Vehicle loan 3 42.9% – 0% relief
  • Consumer Loan 3 42.9% – 0% relief
  • Payday loan, 1 14.3% – 0% relief

How Portage Financial Services Company Inc.'s 7 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Vehicle loan or lease 3
Consumer Loan 3
Payday loan, title loan, or personal loan 1

Portage Financial Services Company Inc. complaints by year

Annual filing volume from the CFPB public database

Trend in view
2026
1
0% vs 2014
0.511.522.533.5 20142015201620172026 1

Top States

State Complaints
OH 7

Top Issues

Issue Complaints
Problems when you are unable to pay 3
Repossession 1
Problems at the end of the loan or lease 1
Loan payment wasn't credited to your account 1
Struggling to pay your loan 1

Yearly Trend

Year Complaints Timely
2014 1 100%
2015 1 100%
2016 1 100%
2017 3 66.7%
2026 1 0%

Source: CFPB Consumer Complaint Database

Portage Financial Services Company Inc.'s narrative-rich complaint ledger

Portage Financial Services Company Inc.'s 7 logged complaints stay concentrated: only 1 state shows a filing. 71.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2014 through 2026-01-27.

Portage Financial Services Company Inc. answers 71.4% of complaints inside the CFPB's tracked window and closes 85.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Problems when you are unable to pay."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Portage Financial Services Company Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Portage Financial Services Company Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Portage Financial Services Company Inc. (71.4% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record