CFPB · Single-product concentration

Pleasant Valley Home Mortgage

15 CFPB complaints · 86.7% in "Mortgage" · top issue Application, originator, mortgage broker.

15 CFPB complaints

Pleasant Valley Home Mortgage: 86.7% of 15 CFPB complaints sit in "Mortgage". Timely 40% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2012 to 2025

CFPB relief outcome brief

CCDB company pleasant-valley-home-mortgage

0% relief · 40% timely · 15 filings · Mortgage

Nearest relief peer: Rushmore Loan Management Services LLC (0% relief)

Pleasant Valley Home Mortgage(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Pleasant Valley Home Mortgage and nearest filing-volume peers

Pleasant Valley Home Mortgage closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Pleasant Valley Home Mortgage scores strongest on closed with explanation (76/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

19 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

0 / 100 percentile-benchmarked

40% of complaints answered inside the CFPB 15-day window

Closed with explanation

76 / 100 percentile-benchmarked

86.7% of complaints closed with an explanation to the consumer

Subscribe (RSS)
Timely response rate 40.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Pleasant Valley Home Mortgage complaint mix by product

Total complaints: 15

Pleasant Valley Home Mortgage complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 15 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 13 complaints (86.7%), resolution 0.0% Mortgage 86.7% Credit reporting: 1 complaints (6.7%), resolution 0.0% Credit reporting 6.7% Debt collection: 1 complaints (6.7%), resolution 0.0% Debt collection 6.7%
  • Mortgage 13 86.7% – 0% relief
  • Credit reporting 1 6.7% – 0% relief
  • Debt collection 1 6.7% – 0% relief

How Pleasant Valley Home Mortgage's 15 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 13
Credit reporting or other personal consumer reports 1
Debt collection 1

Where Pleasant Valley Home Mortgage complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
SC
13.3% of this company's filings
SC2CA2OR2MN2NJ2TX1CT1MD1

Pleasant Valley Home Mortgage complaints by year

Annual filing volume from the CFPB public database

Trend in view
2025
1
0% vs 2012
051015 2012201320242025 1

Top States

State Complaints
SC 2
CA 2
OR 2
MN 2
NJ 2
TX 1
CT 1
MD 1
NC 1
NH 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 9
Settlement process and costs 2
Loan servicing, payments, escrow account 2
Credit monitoring or identity theft protection services 1
Took or threatened to take negative or legal action 1

Yearly Trend

Year Complaints Timely
2012 1 100%
2013 12 41.7%
2024 1 0%
2025 1 0%

Source: CFPB Consumer Complaint Database

Pleasant Valley Home Mortgage filings cluster in one product

Pleasant Valley Home Mortgage's 15 logged complaints stay concentrated: only 10 states show a filing. Only 0% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2025-08-27.

Pleasant Valley Home Mortgage answers 40% of complaints inside the CFPB's tracked window and closes 86.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pleasant Valley Home Mortgage.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Pleasant Valley Home Mortgage: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Pleasant Valley Home Mortgage (40% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration