CFPB · Single-product concentration

Platinum Home Mortgage Corporation

35 CFPB complaints · 94.3% in "Mortgage" · top issue Loan servicing, payments, escrow account.

35 CFPB complaints

Platinum Home Mortgage Corporation: 94.3% of 35 CFPB complaints sit in "Mortgage". Timely 97.1% · relief 37.1%. Allegations, not findings.

  • Single-product concentration
  • 0% filings 2012 to 2023

CFPB relief outcome brief

CCDB company platinum-home-mortgage-corporation

37.1% relief · 97.1% timely · 35 filings · Mortgage

Nearest relief peer: Bank of America, National Association (31% relief)

Platinum Home MortgageCorporation (this)37.1%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Platinum Home Mortgage Corporation and nearest filing-volume peers

Platinum Home Mortgage Corporation closes 37.1% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Platinum Home Mortgage Corporation scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (32/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

81 /100 grade B

Relief provided

100 / 100 percentile-benchmarked

37.1% of complaints closed with relief to the consumer

Timely response

95 / 100 percentile-benchmarked

97.1% of complaints answered inside the CFPB 15-day window

Closed with explanation

32 / 100 percentile-benchmarked

62.9% of complaints closed with an explanation to the consumer

Most of Platinum Home Mortgage Corporation's 35 filings include narrative text

51.4% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 97.1%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 37.1%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Platinum Home Mortgage Corporation complaint mix by product

Total complaints: 35

Platinum Home Mortgage Corporation complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 35 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 33 complaints (94.3%), resolution 36.4% Mortgage 94.3% Credit reporting,: 2 complaints (5.7%), resolution 50.0%
  • Mortgage 33 94.3% – 36% relief
  • Credit reporting, 2 5.7% – 50% relief

How Platinum Home Mortgage Corporation's 35 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 33
Credit reporting, credit repair services, or other personal consumer reports 2

Where Platinum Home Mortgage Corporation complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
CA
37.1% of this company's filings
CA13MI4IL4MA2NC2ID2GA2DC1

Platinum Home Mortgage Corporation complaints by year

Annual filing volume from the CFPB public database

Trend in view
2023
2
0% vs 2012
02468 201220132014201520162017201820192020202120222023 2

Top States

State Complaints
CA 13
MI 4
IL 4
MA 2
NC 2
ID 2
GA 2
DC 1
LA 1
MO 1
MS 1
SC 1
WI 1

Top Issues

Issue Complaints
Loan servicing, payments, escrow account 11
Trouble during payment process 8
Application, originator, mortgage broker 7
Incorrect information on your report 2
Loan modification,collection,foreclosure 2
Closing on a mortgage 1
Settlement process and costs 1
Applying for a mortgage or refinancing an existing mortgage 1
Struggling to pay mortgage 1
Improper use of your report 1

Yearly Trend

Year Complaints Timely
2012 2 100%
2013 6 100%
2014 1 100%
2015 3 100%
2016 7 100%
2017 2 100%
2018 2 100%
2019 2 50%
2020 1 100%
2021 5 100%
2022 2 100%
2023 2 100%

Source: CFPB Consumer Complaint Database

Platinum Home Mortgage Corporation filings cluster in one product

Platinum Home Mortgage Corporation's 35 logged complaints stay concentrated: only 13 states show a filing. 51.4% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2012 through 2023-06-11.

Platinum Home Mortgage Corporation answers 97.1% of complaints inside the CFPB's tracked window and closes 62.9% with a written explanation. 37.1% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Loan servicing, payments, escrow account."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Platinum Home Mortgage Corporation.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Platinum Home Mortgage Corporation: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Platinum Home Mortgage Corporation (97.1% timely; 37.1% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration