Total complaints
27
Filed since 2017
2026 data Public-data reference. official source
Peoples Commerce Inc
27 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
27 consumer complaints filed with the CFPB
This profile shows Peoples Commerce Inc's complaint history from CFPB public records. 27 consumers have filed complaints since 2017. The company has a 92.6% timely response rate and has provided relief in 14.8% of cases.
27
Total Complaints
92.6%
Timely Response
0%
Disputed
14.8%
Relief Provided
3
States Active
2017
Since
Timely response
92.6%
CFPB-tracked response window
Relief rate
14.8%
Closed with monetary or non-monetary relief
Timely response rate 92.6%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 14.8%
Industry median
Share closed with monetary or non-monetary relief.
Peoples Commerce Inc complaint mix by product
- Vehicle loan 17 63.0% – 24% relief
- Credit reporting, 5 18.5% – 0% relief
- Debt collection 4 14.8% – 0% relief
- Consumer Loan 1 3.7% – 0% relief
How Peoples Commerce Inc's 27 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 17 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Debt collection | 4 |
| Consumer Loan | 1 |
Top States
| State | Complaints |
|---|---|
| PA | 23 |
| NJ | 2 |
| MD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 6 |
| Struggling to pay your loan | 4 |
| Getting a loan or lease | 3 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Managing the loan or lease | 3 |
| Problems at the end of the loan or lease | 2 |
| Attempts to collect debt not owed | 2 |
| Written notification about debt | 1 |
| Credit monitoring or identity theft protection services | 1 |
| False statements or representation | 1 |
| Problems when you are unable to pay | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2017 | 2 | 100% |
| 2018 | 7 | 100% |
| 2019 | 3 | 66.7% |
| 2020 | 9 | 100% |
| 2021 | 4 | 100% |
| 2022 | 2 | 50% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Peoples Commerce Inc
Peoples Commerce Inc has accumulated 27 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 18 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2017, and the most recent logged activity is 2022-02-22, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, Peoples Commerce Inc reports a 92.6% timely-response rate and has closed 85.2% of cases with a written explanation to the consumer. 14.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Vehicle loan or lease", and the single most common underlying issue is "Incorrect information on your report".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Peoples Commerce Inc: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Peoples Commerce Inc have?
Peoples Commerce Inc has received 27 consumer complaints filed with the Consumer Financial Protection Bureau.
Does Peoples Commerce Inc respond to complaints on time?
Peoples Commerce Inc has a 92.6% timely response rate to CFPB complaints.
What is the most common complaint about Peoples Commerce Inc?
The most common issue reported against Peoples Commerce Inc is "Incorrect information on your report" in the "Vehicle loan or lease" product category.
Read our methodology — how this data is sourced, computed, and verified.
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