CFPB · Narrative-heavy record
Peoples Commerce Inc
26 CFPB complaints · 69.2% with narratives · top issue Incorrect information on your report.
Peoples Commerce Inc: 69.2% of 26 filings include consumer narratives. Timely 88.5% · relief 7.7% · top product Vehicle loan or lease. Allegations, not findings.
- Narrative-heavy record
- -83.3% filings 2018 to 2024
CFPB relief outcome brief
CCDB company peoples-commerce-inc
7.7% relief · 88.5% timely · 26 filings · Vehicle loan or lease
Same-product relief peers
Nearest relief peer: Concorde Auto Management, LLC DBA Concorde Auto Acceptance (7.8% relief)
Peoples Commerce Inc closes 7.7% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Peoples Commerce Inc's 26 filings include narrative text
69.2% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Peoples Commerce Inc complaint mix by product
- Vehicle loan 15 57.7% – 13% relief
- Credit reporting, 5 19.2% – 0% relief
- Debt collection 5 19.2% – 0% relief
- Credit reporting 1 3.8% – 0% relief
How Peoples Commerce Inc's 26 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Vehicle loan or lease | 15 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
| Debt collection | 5 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for Peoples Commerce Inc
Top states by attributed CFPB complaint volume for this company
- Leading state
- PA
- 84.6% of this company's filings
Peoples Commerce Inc falling annual filings
Annual filing volume from the CFPB public database
- 2024
- 1
- -83.3% vs 2018
Top States
| State | Complaints |
|---|---|
| PA | 22 |
| NJ | 2 |
| DE | 1 |
| MD | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Incorrect information on your report | 7 |
| Struggling to pay your loan | 4 |
| Problem with a credit reporting company's investigation into an existing problem | 3 |
| Attempts to collect debt not owed | 3 |
| Getting a loan or lease | 3 |
| Problems at the end of the loan or lease | 2 |
| Managing the loan or lease | 1 |
| Written notification about debt | 1 |
| False statements or representation | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 6 | 100% |
| 2019 | 4 | 75% |
| 2020 | 9 | 100% |
| 2021 | 4 | 100% |
| 2022 | 2 | 50% |
| 2024 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Peoples Commerce Inc's narrative-rich complaint ledger
Peoples Commerce Inc's 26 logged complaints stay concentrated: only 4 states show a filing. 69.2% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2024-01-21.
Peoples Commerce Inc answers 88.5% of complaints inside the CFPB's tracked window and closes 88.5% with a written explanation. 7.7% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Vehicle loan or lease" draws the most filings, most often for "Incorrect information on your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Peoples Commerce Inc.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Peoples Commerce Inc: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 26.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 88.5%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Peoples Commerce Inc (88.5% timely; 7.7% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record