CFPB · Single-product concentration

Pendleton Capital Management

36 CFPB complaints · 97.2% in "Debt collection" · top issue Threatened to contact someone or share information improperly.

36 CFPB complaints

Pendleton Capital Management: 97.2% of 36 CFPB complaints sit in "Debt collection". Timely 52.8% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -44.4% filings 2018 to 2022

CFPB relief outcome brief

CCDB company pendleton-capital-management

0% relief · 52.8% timely · 36 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Pendleton Capital Management(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Pendleton Capital Management and nearest filing-volume peers

Pendleton Capital Management closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Pendleton Capital Management scores strongest on closed with explanation (85/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

26 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

17 / 100 percentile-benchmarked

52.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

85 / 100 percentile-benchmarked

91.7% of complaints closed with an explanation to the consumer

Most of Pendleton Capital Management's 36 filings include narrative text

86.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 52.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Pendleton Capital Management complaint mix by product

Total complaints: 36

Pendleton Capital Management complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 36 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 35 complaints (97.2%), resolution 0.0% Debt collection 97.2% Credit reporting,: 1 complaints (2.8%), resolution 0.0%
  • Debt collection 35 97.2% – 0% relief
  • Credit reporting, 1 2.8% – 0% relief

How Pendleton Capital Management's 36 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 35
Credit reporting, credit repair services, or other personal consumer reports 1

Where Pendleton Capital Management complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MO
13.9% of this company's filings
MO5OH4CA4FL3TX3NY3KS2NJ2

Pendleton Capital Management falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2022
5
-44.4% vs 2018
05101520 20182019202020212022 5

Top States

State Complaints
MO 5
OH 4
CA 4
FL 3
TX 3
NY 3
KS 2
NJ 2
VA 2
MS 2
ID 1
AZ 1
MI 1
WV 1
NV 1
IA 1

Top Issues

Issue Complaints
Threatened to contact someone or share information improperly 11
Communication tactics 10
Took or threatened to take negative or legal action 8
False statements or representation 2
Written notification about debt 2
Attempts to collect debt not owed 2
Incorrect information on your report 1

Yearly Trend

Year Complaints Timely
2018 9 88.9%
2019 16 62.5%
2020 1 0%
2021 5 0%
2022 5 20%

Source: CFPB Consumer Complaint Database

Pendleton Capital Management filings cluster in one product

Pendleton Capital Management's 36 logged complaints stay concentrated: only 16 states show a filing. 86.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2022-09-20.

Pendleton Capital Management answers 52.8% of complaints inside the CFPB's tracked window and closes 91.7% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Threatened to contact someone or share information improperly."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pendleton Capital Management.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Pendleton Capital Management: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Pendleton Capital Management (52.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration