CFPB · Single-product concentration
Paul Michael Marketing Service
51 CFPB complaints · 90.2% in "Debt collection" · top issue Attempts to collect debt not owed.
Paul Michael Marketing Service: 90.2% of 51 CFPB complaints sit in "Debt collection". Timely 78.4% · relief 2%. Allegations, not findings.
- Single-product concentration
- 0% filings 2015 to 2023
CFPB relief outcome brief
CCDB company paul-michael-marketing-service
2% relief · 78.4% timely · 51 filings · Debt collection
Same-product relief peers
Nearest relief peer: Source Receivables Management LLC (2% relief)
Paul Michael Marketing Service closes 2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 51 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Paul Michael Marketing Service complaint mix by product
- Debt collection 46 90.2% – 2% relief
- Credit reporting, 4 7.8% – 0% relief
- Credit reporting 1 2.0% – 0% relief
How Paul Michael Marketing Service's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 46 |
| Credit reporting, credit repair services, or other personal consumer reports | 4 |
| Credit reporting or other personal consumer reports | 1 |
Concentrated filing states for Paul Michael Marketing Service
Top states by attributed CFPB complaint volume for this company
- Leading state
- NY
- 80.4% of this company's filings
Paul Michael Marketing Service complaints by year
Annual filing volume from the CFPB public database
- 2023
- 3
- 0% vs 2015
Top States
| State | Complaints |
|---|---|
| NY | 41 |
| NJ | 7 |
| NC | 1 |
| TX | 1 |
| FL | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 16 |
| Written notification about debt | 12 |
| Disclosure verification of debt | 9 |
| Cont'd attempts collect debt not owed | 6 |
| Incorrect information on your report | 4 |
| Took or threatened to take negative or legal action | 2 |
| Improper use of your report | 1 |
| Communication tactics | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2015 | 3 | 66.7% |
| 2016 | 8 | 87.5% |
| 2017 | 6 | 83.3% |
| 2018 | 15 | 53.3% |
| 2019 | 4 | 100% |
| 2020 | 6 | 100% |
| 2021 | 5 | 100% |
| 2022 | 1 | 100% |
| 2023 | 3 | 66.7% |
Source: CFPB Consumer Complaint Database
Paul Michael Marketing Service filings cluster in one product
Paul Michael Marketing Service's 51 logged complaints stay concentrated: only 5 states show a filing. Only 39.2% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2023-12-18.
Paul Michael Marketing Service answers 78.4% of complaints inside the CFPB's tracked window and closes 78.4% with a written explanation. 2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Paul Michael Marketing Service.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Paul Michael Marketing Service: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 51.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 78.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Paul Michael Marketing Service (78.4% timely; 2% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration