CFPB · Narrative-heavy record
Paragon Credit Services
5 CFPB complaints · 80% with narratives · top issue Fraud or scam.
Paragon Credit Services: 80% of 5 filings include consumer narratives. Timely 80% · relief 0% · top product Credit reporting, credit repair services, or other personal consumer reports. Allegations, not findings.
- Narrative-heavy record
- +100% filings 2016 to 2018
CFPB relief outcome brief
CCDB company paragon-credit-services
0% relief · 80% timely · 5 filings · Credit reporting, credit repair services, or other personal consumer reports
Same-product relief peers
Nearest relief peer: Innovis (0% relief)
Paragon Credit Services closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Paragon Credit Services complaint mix by product
- Credit reporting, 3 60.0% – 0% relief
- Debt collection 1 20.0% – 0% relief
- Credit reporting 1 20.0% – 0% relief
How Paragon Credit Services's 5 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Debt collection | 1 |
| Credit reporting | 1 |
Concentrated filing states for Paragon Credit Services
Top states by attributed CFPB complaint volume for this company
- Leading state
- AZ
- 80% of this company's filings
Paragon Credit Services rising annual filings
Annual filing volume from the CFPB public database
- 2018
- 2
- +100% vs 2016
Top States
| State | Complaints |
|---|---|
| AZ | 4 |
| CA | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Fraud or scam | 2 |
| Improper contact or sharing of info | 1 |
| Credit monitoring or identity protection | 1 |
| Incorrect information on your report | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2016 | 1 | 100% |
| 2017 | 2 | 50% |
| 2018 | 2 | 100% |
Source: CFPB Consumer Complaint Database
Paragon Credit Services's narrative-rich complaint ledger
Paragon Credit Services's 5 logged complaints stay concentrated: only 2 states show a filing. 80% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2016 through 2018-09-11.
Paragon Credit Services answers 80% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Credit reporting, credit repair services, or other personal consumer reports" draws the most filings, most often for "Fraud or scam."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Paragon Credit Services.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Paragon Credit Services: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 5.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 80%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Paragon Credit Services (80% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Narrative-heavy record