CFPB · Single-product concentration

Pacific Financial Group (Closed)

20 CFPB complaints · 90% in "Debt collection" · top issue False statements or representation.

20 CFPB complaints

Pacific Financial Group (Closed): 90% of 20 CFPB complaints sit in "Debt collection". Timely 85% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -94.7% filings 2014 to 2015

CFPB relief outcome brief

CCDB company pacific-financial-group-closed

0% relief · 85% timely · 20 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Pacific Financial Group (Clo…0%Credit Bureau of Carbon Coun…3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises…1%
Closed-with-relief % among Pacific Financial Group (Closed) and nearest filing-volume peers

Pacific Financial Group (Closed) closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Coded fields dominate Pacific Financial Group (Closed)'s 20 filings

Only 5% include narrative text, so product/issue codes carry most of what can be read here. The two counts still add to total filings.

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Timely response rate 85.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Pacific Financial Group (Closed) complaint mix by product

Total complaints: 20

Pacific Financial Group (Closed) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 20 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 18 complaints (90.0%), resolution 0.0% Debt collection 90.0% Mortgage: 1 complaints (5.0%), resolution 0.0% Payday loan: 1 complaints (5.0%), resolution 0.0%
  • Debt collection 18 90.0% 0% relief
  • Mortgage 1 5.0% 0% relief
  • Payday loan 1 5.0% 0% relief

How Pacific Financial Group (Closed)'s 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 18
Mortgage 1
Payday loan 1

Where Pacific Financial Group (Closed) complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
IL
15% of this company's filings
IL3CT2FL2CA1PA1NY1KY1TN1

Pacific Financial Group (Closed) falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2015
1
-94.7% vs 2014
05101520 20142015 1

Top States

State Complaints
IL 3
CT 2
FL 2
CA 1
PA 1
NY 1
KY 1
TN 1
WI 1
AL 1
LA 1
OH 1
AZ 1
NM 1
WA 1
MS 1

Top Issues

Issue Complaints
False statements or representation 6
Improper contact or sharing of info 4
Communication tactics 3
Taking/threatening an illegal action 2
Disclosure verification of debt 2
Application, originator, mortgage broker 1
Can't stop charges to bank account 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2014 19 89.5%
2015 1 0%

Source: CFPB Consumer Complaint Database

Pacific Financial Group (Closed) filings cluster in one product

Pacific Financial Group (Closed)'s 20 logged complaints stay concentrated: only 16 states show a filing. Only 5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2015-09-16.

Pacific Financial Group (Closed) answers 85% of complaints inside the CFPB's tracked window and closes 90% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "False statements or representation."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Pacific Financial Group (Closed).

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Pacific Financial Group (Closed): nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Pacific Financial Group (Closed) (85% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration