CFPB · Single-product concentration

Open Mortgage LLC

14 CFPB complaints · 100% in "Mortgage" · top issue Applying for a mortgage or refinancing an existing mortgage.

14 CFPB complaints

Open Mortgage LLC: 100% of 14 CFPB complaints sit in "Mortgage". Timely 71.4% · relief 28.6%. Allegations, not findings.

  • Single-product concentration
  • -33.3% filings 2015 to 2024

CFPB relief outcome brief

CCDB company open-mortgage-llc

28.6% relief · 71.4% timely · 14 filings · Mortgage

Nearest relief peer: Ag Ah LLC (29.2% relief)

Open Mortgage LLC (this)28.6%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Open Mortgage LLC and nearest filing-volume peers

Open Mortgage LLC closes 28.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Open Mortgage LLC scores strongest on relief provided (100/100 percentile-benchmarked) and weakest on closed with explanation (47/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

72 /100 grade B

Relief provided

100 / 100 percentile-benchmarked

28.6% of complaints closed with relief to the consumer

Timely response

50 / 100 percentile-benchmarked

71.4% of complaints answered inside the CFPB 15-day window

Closed with explanation

47 / 100 percentile-benchmarked

71.4% of complaints closed with an explanation to the consumer

Most of Open Mortgage LLC's 14 filings include narrative text

57.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 71.4%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 28.6%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Open Mortgage LLC complaint mix by product

Total complaints: 14

Open Mortgage LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 14 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 14 complaints (100.0%), resolution 28.6% Mortgage 100.0%
  • Mortgage 14 100.0% – 29% relief

How Open Mortgage LLC's 14 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 14

Where Open Mortgage LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
28.6% of this company's filings
TX4CA2OK2SD1IL1GA1IN1VA1

Open Mortgage LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2024
2
-33.3% vs 2015
0.511.522.533.5 201520162017201920202021202220232024 2

Top States

State Complaints
TX 4
CA 2
OK 2
SD 1
IL 1
GA 1
IN 1
VA 1
AZ 1

Top Issues

Issue Complaints
Applying for a mortgage or refinancing an existing mortgage 5
Closing on a mortgage 4
Application, originator, mortgage broker 3
Trouble during payment process 1
Credit decision / Underwriting 1

Yearly Trend

Year Complaints Timely
2015 3 66.7%
2016 1 0%
2017 1 100%
2019 1 100%
2020 1 100%
2021 3 66.7%
2022 1 100%
2023 1 100%
2024 2 50%

Source: CFPB Consumer Complaint Database

Open Mortgage LLC filings cluster in one product

Open Mortgage LLC's 14 logged complaints stay concentrated: only 9 states show a filing. 57.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2015 through 2024-06-25.

Open Mortgage LLC answers 71.4% of complaints inside the CFPB's tracked window and closes 71.4% with a written explanation. 28.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Applying for a mortgage or refinancing an existing mortgage."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Open Mortgage LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Open Mortgage LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Open Mortgage LLC (71.4% timely; 28.6% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration