CFPB · Single-product concentration

One Reverse Mortgage, LLC

41 CFPB complaints · 97.6% in "Mortgage" · top issue Application, originator, mortgage broker.

41 CFPB complaints

One Reverse Mortgage, LLC: 97.6% of 41 CFPB complaints sit in "Mortgage". Timely 80.5% · relief 12.2%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2012 to 2025

CFPB relief outcome brief

CCDB company one-reverse-mortgage-llc

12.2% relief · 80.5% timely · 41 filings · Mortgage

Nearest relief peer: Union Home Mortgage Corp (12.4% relief)

One Reverse Mortgage, LLC(this)12.2%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among One Reverse Mortgage, LLC and nearest filing-volume peers

One Reverse Mortgage, LLC closes 12.2% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

One Reverse Mortgage, LLC scores strongest on timely response (66/100 percentile-benchmarked) and weakest on closed with explanation (55/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

59 /100 grade C

Relief provided

57 / 100 percentile-benchmarked

12.2% of complaints closed with relief to the consumer

Timely response

66 / 100 percentile-benchmarked

80.5% of complaints answered inside the CFPB 15-day window

Closed with explanation

55 / 100 percentile-benchmarked

75.6% of complaints closed with an explanation to the consumer

How 41 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 80.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 12.2%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

One Reverse Mortgage, LLC complaint mix by product

Total complaints: 41

One Reverse Mortgage, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 41 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Mortgage: 40 complaints (97.6%), resolution 12.5% Mortgage 97.6% Debt collection: 1 complaints (2.4%), resolution 0.0%
  • Mortgage 40 97.6% – 13% relief
  • Debt collection 1 2.4% – 0% relief

How One Reverse Mortgage, LLC's 41 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Mortgage 40
Debt collection 1

Where One Reverse Mortgage, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
17.1% of this company's filings
FL7TX4CA4MI3LA2NY2NV2GA1

One Reverse Mortgage, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-50% vs 2012
0246810 2012201420162018202020222025 1

Top States

State Complaints
FL 7
TX 4
CA 4
MI 3
LA 2
NY 2
NV 2
GA 1
NJ 1
MT 1
KY 1
ME 1
WI 1
MS 1
TN 1
MA 1
UT 1
VA 1
OH 1
CO 1

Top Issues

Issue Complaints
Application, originator, mortgage broker 17
Applying for a mortgage or refinancing an existing mortgage 4
Trouble during payment process 4
Loan servicing, payments, escrow account 4
Loan modification,collection,foreclosure 3
Settlement process and costs 3
Closing on a mortgage 3
Credit decision / Underwriting 1
Took or threatened to take negative or legal action 1
Struggling to pay mortgage 1

Yearly Trend

Year Complaints Timely
2012 2 100%
2013 9 100%
2014 2 100%
2015 9 100%
2016 4 100%
2017 4 75%
2018 2 100%
2019 2 50%
2020 2 0%
2021 1 0%
2022 1 0%
2023 2 0%
2025 1 100%

Source: CFPB Consumer Complaint Database

One Reverse Mortgage, LLC filings cluster in one product

One Reverse Mortgage, LLC's 41 logged complaints stay concentrated: only 23 states show a filing. Only 22% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2012 through 2025-03-04.

One Reverse Mortgage, LLC answers 80.5% of complaints inside the CFPB's tracked window and closes 75.6% with a written explanation. 12.2% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Mortgage" draws the most filings, most often for "Application, originator, mortgage broker."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about One Reverse Mortgage, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for One Reverse Mortgage, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for One Reverse Mortgage, LLC (80.5% timely; 12.2% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration