CFPB · Single-product concentration

NPAS, Inc.

141 CFPB complaints · 100% in "Debt collection" · top issue Attempts to collect debt not owed.

141 CFPB complaints

NPAS, Inc.: 100% of 141 CFPB complaints sit in "Debt collection". Timely 99.3% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -21.1% filings 2018 to 2026

CFPB relief outcome brief

CCDB company npas-inc

0% relief · 99.3% timely · 141 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

NPAS, Inc. (this)0%AAA Auto Title Loans, LLC19.1%Cathay Bank7.1%College Foundation, Inc.2.1%First Financial Bancorp5%
Closed-with-relief % among NPAS, Inc. and nearest filing-volume peers

NPAS, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Most of NPAS, Inc.'s 141 filings include narrative text

46.1% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 99.3%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

NPAS, Inc. complaint mix by product

Total complaints: 141

NPAS, Inc. complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 141 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 141 complaints (100.0%), resolution 0.0% Debt collection 100.0%
  • Debt collection 141 100.0% 0% relief

How NPAS, Inc.'s 141 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 141

Where NPAS, Inc. complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
15.6% of this company's filings
TX22FL18VA13TN11GA11NC8CA7SC6

NPAS, Inc. falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2026
15
-21.1% vs 2018
010203040 201820192020202120222023202420252026 15

Top States

State Complaints
TX 22
FL 18
VA 13
TN 11
GA 11
NC 8
CA 7
SC 6
UT 5
AL 4
OK 4
NY 4
AZ 3
MO 3
NV 3
KY 2
NM 2
KS 2
CO 2
MI 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 74
False statements or representation 20
Written notification about debt 19
Communication tactics 17
Took or threatened to take negative or legal action 10
Electronic communications 1

Yearly Trend

Year Complaints Timely
2018 19 94.7%
2019 32 100%
2020 7 100%
2021 9 100%
2022 14 100%
2023 8 100%
2024 19 100%
2025 18 100%
2026 15 100%

Source: CFPB Consumer Complaint Database

NPAS, Inc. filings cluster in one product

NPAS, Inc.'s 141 logged complaints stay concentrated: only 28 states show a filing. 46.1% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2026-05-16.

NPAS, Inc. answers 99.3% of complaints inside the CFPB's tracked window and closes 100% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about NPAS, Inc..

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for NPAS, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for NPAS, Inc. (99.3% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration