CFPB · Single-product concentration
National Recovery Service, Inc.
20 CFPB complaints · 80% in "Debt collection" · top issue Attempts to collect debt not owed.
National Recovery Service, Inc.: 80% of 20 CFPB complaints sit in "Debt collection". Timely 0% · relief 0%. Allegations, not findings.
- Single-product concentration
- +600% filings 2018 to 2021
CFPB relief outcome brief
CCDB company national-recovery-service-inc
0% relief · 0% timely · 20 filings · Debt collection
Same-product relief peers
Nearest relief peer: Transworld Systems Inc (0% relief)
National Recovery Service, Inc. closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Response Quality Score
National Recovery Service, Inc. scores 0/100 on relief provided, blended into one composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.
Relief provided
0 / 100 percentile-benchmarked
0% of complaints closed with relief to the consumer
Timely response
0 / 100 percentile-benchmarked
0% of complaints answered inside the CFPB 15-day window
Closed with explanation
0 / 100 percentile-benchmarked
0% of complaints closed with an explanation to the consumer
Most of National Recovery Service, Inc.'s 20 filings include narrative text
65% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
National Recovery Service, Inc. complaint mix by product
- Debt collection 16 80.0% – 0% relief
- Credit reporting, 2 10.0% – 0% relief
- Student loan 1 5.0% – 0% relief
- Credit card 1 5.0% – 0% relief
How National Recovery Service, Inc.'s 20 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 16 |
| Credit reporting, credit repair services, or other personal consumer reports | 2 |
| Student loan | 1 |
| Credit card or prepaid card | 1 |
Concentrated filing states for National Recovery Service, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- GA
- 40% of this company's filings
National Recovery Service, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2021
- 7
- +600% vs 2018
Top States
| State | Complaints |
|---|---|
| GA | 8 |
| PA | 2 |
| TN | 1 |
| IL | 1 |
| VA | 1 |
| TX | 1 |
| MN | 1 |
| MD | 1 |
| AZ | 1 |
| AL | 1 |
| NY | 1 |
| IN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 10 |
| Written notification about debt | 3 |
| Took or threatened to take negative or legal action | 2 |
| Incorrect information on your report | 2 |
| False statements or representation | 1 |
| Dealing with your lender or servicer | 1 |
| Closing your account | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 1 | 0% |
| 2019 | 9 | 0% |
| 2020 | 3 | 0% |
| 2021 | 7 | 0% |
Source: CFPB Consumer Complaint Database
National Recovery Service, Inc. filings cluster in one product
National Recovery Service, Inc.'s 20 logged complaints stay concentrated: only 12 states show a filing. 65% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2018 through 2021-09-22.
National Recovery Service, Inc. answers 0% of complaints inside the CFPB's tracked window and closes 0% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about National Recovery Service, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for National Recovery Service, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 20.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 0%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for National Recovery Service, Inc. (0% timely; 0% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration