2026 data Public-data reference. official source

National Financial LLC

51 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

51 consumer complaints filed with the CFPB

This profile shows National Financial LLC's complaint history from CFPB public records. 51 consumers have filed complaints since 2013. The company has a 88.2% timely response rate and has provided relief in 11.8% of cases.

51
Total Complaints
88.2%
Timely Response
0%
Disputed
11.8%
Relief Provided
6
States Active
2013
Since

Total complaints

51

Filed since 2013

Timely response

88.2%

CFPB-tracked response window

Relief rate

11.8%

Closed with monetary or non-monetary relief

Timely response rate 88.2%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 11.8%
Industry median

Share closed with monetary or non-monetary relief.

National Financial LLC complaint mix by product

Total complaints: 51

National Financial LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 51 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 17 complaints (33.3%), resolution 11.8% Debt collection 33.3% Payday loan,: 15 complaints (29.4%), resolution 6.7% Payday loan, 29.4% Payday loan,: 14 complaints (27.5%), resolution 21.4% Payday loan, 27.5% Payday loan: 2 complaints (3.9%), resolution 0.0% Consumer Loan: 2 complaints (3.9%), resolution 0.0% Credit reporting: 1 complaints (2.0%), resolution 0.0%
  • Debt collection 17 33.3% 12% relief
  • Payday loan, 15 29.4% 7% relief
  • Payday loan, 14 27.5% 21% relief
  • Payday loan 2 3.9% 0% relief
  • Consumer Loan 2 3.9% 0% relief
  • Credit reporting 1 2.0% 0% relief

How National Financial LLC's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 17
Payday loan, title loan, or personal loan 15
Payday loan, title loan, personal loan, or advance loan 14
Payday loan 2
Consumer Loan 2
Credit reporting or other personal consumer reports 1

Top States

State Complaints
DE 27
MD 9
PA 9
NJ 4
MO 1
UT 1

Top Issues

Issue Complaints
Struggling to pay your loan 14
Charged fees or interest you didn't expect 8
Communication tactics 4
Took or threatened to take negative or legal action 3
Money was taken from your bank account on the wrong day or for the wrong amount 3
Attempts to collect debt not owed 3
Problem when making payments 2
Electronic communications 2
Managing the loan or lease 2
Taking/threatening an illegal action 2
Can't contact lender 1
Can't contact lender or servicer 1
Can't stop withdrawals from your bank account 1
False statements or representation 1
Incorrect information on your report 1
Charged bank acct wrong day or amt 1
Cont'd attempts collect debt not owed 1
Threatened to contact someone or share information improperly 1

Yearly Trend

Year Complaints Timely
2013 1 100%
2014 2 50%
2015 3 0%
2016 4 75%
2017 3 100%
2018 3 100%
2019 3 100%
2020 3 100%
2021 2 100%
2022 4 75%
2023 5 100%
2024 7 100%
2025 8 100%
2026 3 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About National Financial LLC

National Financial LLC has accumulated 51 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 24 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-20, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, National Financial LLC reports a 88.2% timely-response rate and has closed 88.2% of cases with a written explanation to the consumer. 11.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Struggling to pay your loan".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating National Financial LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does National Financial LLC have?

National Financial LLC has received 51 consumer complaints filed with the Consumer Financial Protection Bureau.

Does National Financial LLC respond to complaints on time?

National Financial LLC has a 88.2% timely response rate to CFPB complaints.

What is the most common complaint about National Financial LLC?

The most common issue reported against National Financial LLC is "Struggling to pay your loan" in the "Debt collection" product category.

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