Total complaints
51
Filed since 2013
51 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
51 consumer complaints filed with the CFPB
This profile shows National Financial LLC's complaint history from CFPB public records. 51 consumers have filed complaints since 2013. The company has a 88.2% timely response rate and has provided relief in 11.8% of cases.
Total complaints
51
Filed since 2013
Timely response
88.2%
CFPB-tracked response window
Relief rate
11.8%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How National Financial LLC's 51 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| Debt collection | 17 |
| Payday loan, title loan, or personal loan | 15 |
| Payday loan, title loan, personal loan, or advance loan | 14 |
| Payday loan | 2 |
| Consumer Loan | 2 |
| Credit reporting or other personal consumer reports | 1 |
| State | Complaints |
|---|---|
| DE | 27 |
| MD | 9 |
| PA | 9 |
| NJ | 4 |
| MO | 1 |
| UT | 1 |
| Issue | Complaints |
|---|---|
| Struggling to pay your loan | 14 |
| Charged fees or interest you didn't expect | 8 |
| Communication tactics | 4 |
| Took or threatened to take negative or legal action | 3 |
| Money was taken from your bank account on the wrong day or for the wrong amount | 3 |
| Attempts to collect debt not owed | 3 |
| Problem when making payments | 2 |
| Electronic communications | 2 |
| Managing the loan or lease | 2 |
| Taking/threatening an illegal action | 2 |
| Can't contact lender | 1 |
| Can't contact lender or servicer | 1 |
| Can't stop withdrawals from your bank account | 1 |
| False statements or representation | 1 |
| Incorrect information on your report | 1 |
| Charged bank acct wrong day or amt | 1 |
| Cont'd attempts collect debt not owed | 1 |
| Threatened to contact someone or share information improperly | 1 |
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 1 | 100% |
| 2014 | 2 | 50% |
| 2015 | 3 | 0% |
| 2016 | 4 | 75% |
| 2017 | 3 | 100% |
| 2018 | 3 | 100% |
| 2019 | 3 | 100% |
| 2020 | 3 | 100% |
| 2021 | 2 | 100% |
| 2022 | 4 | 75% |
| 2023 | 5 | 100% |
| 2024 | 7 | 100% |
| 2025 | 8 | 100% |
| 2026 | 3 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
National Financial LLC has accumulated 51 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 24 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2013, and the most recent logged activity is 2026-03-20, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, National Financial LLC reports a 88.2% timely-response rate and has closed 88.2% of cases with a written explanation to the consumer. 11.8% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Struggling to pay your loan".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating National Financial LLC: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
National Financial LLC has received 51 consumer complaints filed with the Consumer Financial Protection Bureau.
National Financial LLC has a 88.2% timely response rate to CFPB complaints.
The most common issue reported against National Financial LLC is "Struggling to pay your loan" in the "Debt collection" product category.
Read our methodology — how this data is sourced, computed, and verified.