2026 data Public-data reference. official source

Credit Service International Corp

260 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

260 consumer complaints filed with the CFPB

This profile shows Credit Service International Corp's complaint history from CFPB public records. 260 consumers have filed complaints since 2015. The company has a 97.7% timely response rate and has provided relief in 0% of cases.

260
Total Complaints
97.7%
Timely Response
0%
Disputed
0%
Relief Provided
24
States Active
2015
Since

Total complaints

260

Filed since 2015

Timely response

97.7%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 97.7%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Credit Service International Corp complaint mix by product

Total complaints: 260

Credit Service International Corp complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 260 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 207 complaints (79.6%), resolution 0.0% Debt collection 79.6% Credit reporting: 46 complaints (17.7%), resolution 0.0% Credit reporting 17.7% Credit reporting,: 6 complaints (2.3%), resolution 0.0% Debt or: 1 complaints (0.4%), resolution 0.0%
  • Debt collection 207 79.6% 0% relief
  • Credit reporting 46 17.7% 0% relief
  • Credit reporting, 6 2.3% 0% relief
  • Debt or 1 0.4% 0% relief

How Credit Service International Corp's 260 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 207
Credit reporting or other personal consumer reports 46
Credit reporting, credit repair services, or other personal consumer reports 6
Debt or credit management 1

Top States

State Complaints
TX 67
GA 59
FL 37
WI 33
MN 15
IL 6
AZ 5
NC 4
AL 4
MI 4
MS 4
OH 4
VA 2
IN 2
LA 2
TN 2
NJ 1
CA 1
MA 1
IA 1

Top Issues

Issue Complaints
Attempts to collect debt not owed 79
Written notification about debt 41
Took or threatened to take negative or legal action 41
False statements or representation 28
Incorrect information on your report 20
Improper use of your report 19
Problem with a company's investigation into an existing problem 12
Communication tactics 11
Electronic communications 3
Threatened to contact someone or share information improperly 1
Confusing or missing disclosures 1
Cont'd attempts collect debt not owed 1
Disclosure verification of debt 1
Improper contact or sharing of info 1
Credit monitoring or identity theft protection services 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2016 1 0%
2017 1 0%
2018 3 100%
2019 6 83.3%
2020 1 100%
2021 4 75%
2022 9 88.9%
2023 16 100%
2024 49 100%
2025 122 100%
2026 47 100%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Credit Service International Corp

Credit Service International Corp has accumulated 260 consumer complaints in the CFPB public database, with filings active across 24 U.S. states. Of those submissions, 61 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2015, and the most recent logged activity is 2026-04-05, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Credit Service International Corp reports a 97.7% timely-response rate and has closed 100% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Debt collection", and the single most common underlying issue is "Attempts to collect debt not owed".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Credit Service International Corp: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Credit Service International Corp have?

Credit Service International Corp has received 260 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Credit Service International Corp respond to complaints on time?

Credit Service International Corp has a 97.7% timely response rate to CFPB complaints.

What is the most common complaint about Credit Service International Corp?

The most common issue reported against Credit Service International Corp is "Attempts to collect debt not owed" in the "Debt collection" product category.

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