CFPB · Single-product concentration

Credit Service International Corp

348 CFPB complaints · 80.5% in "Debt collection" · top issue Attempts to collect debt not owed.

348 CFPB complaints

Credit Service International Corp: 80.5% of 348 CFPB complaints sit in "Debt collection". Timely 98% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • +9500% filings 2015 to 2026

CFPB relief outcome brief

CCDB company credit-service-international-corp

0% relief · 98% timely · 348 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Credit Service International…0%National Debt Relief LLC0%Simmons First National Corpo…9.8%Bank of Hawaii Corporation25.7%Kashable LLC0%
Closed-with-relief % among Credit Service International Corp and nearest filing-volume peers

Credit Service International Corp closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

How 348 complaints split on narrative text

CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.

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Timely response rate 98.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Credit Service International Corp complaint mix by product

Total complaints: 348

Credit Service International Corp complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 348 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 280 complaints (80.5%), resolution 0.0% Debt collection 80.5% Credit reporting: 60 complaints (17.2%), resolution 0.0% Credit reporting 17.2% Credit reporting,: 7 complaints (2.0%), resolution 0.0% Debt or: 1 complaints (0.3%), resolution 0.0%
  • Debt collection 280 80.5% 0% relief
  • Credit reporting 60 17.2% 0% relief
  • Credit reporting, 7 2.0% 0% relief
  • Debt or 1 0.3% 0% relief

How Credit Service International Corp's 348 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 280
Credit reporting or other personal consumer reports 60
Credit reporting, credit repair services, or other personal consumer reports 7
Debt or credit management 1

Where Credit Service International Corp complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
28.2% of this company's filings
TX98GA69FL43WI41MN18IL11OH9MI8

Credit Service International Corp rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2026
96
+9500% vs 2015
050100150200 201520162017201820192020202120222023202420252026 96

Top States

State Complaints
TX 98
GA 69
FL 43
WI 41
MN 18
IL 11
OH 9
MI 8
AZ 7
AL 5
IN 5
NC 4
MS 4
PA 3
NJ 3
LA 3
CO 2
CA 2
TN 2
VA 2

Top Issues

Issue Complaints
Attempts to collect debt not owed 104
Written notification about debt 59
Took or threatened to take negative or legal action 54
False statements or representation 38
Incorrect information on your report 29
Improper use of your report 22
Communication tactics 18
Problem with a company's investigation into an existing problem 14
Electronic communications 3
Credit monitoring or identity theft protection services 2
Threatened to contact someone or share information improperly 1
Confusing or missing disclosures 1
Improper contact or sharing of info 1
Disclosure verification of debt 1
Cont'd attempts collect debt not owed 1

Yearly Trend

Year Complaints Timely
2015 1 0%
2016 1 0%
2017 1 0%
2018 4 75%
2019 6 83.3%
2020 3 100%
2021 4 75%
2022 9 88.9%
2023 25 100%
2024 55 100%
2025 143 100%
2026 96 100%

Source: CFPB Consumer Complaint Database

Credit Service International Corp filings cluster in one product

Credit Service International Corp's 348 logged complaints stay concentrated: only 27 states show a filing. Only 30.5% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2015 through 2026-06-25.

Credit Service International Corp answers 98% of complaints inside the CFPB's tracked window and closes 99.4% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Credit Service International Corp.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Credit Service International Corp: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Credit Service International Corp (98% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration