Simmons First National Corporation
348 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Simmons First National Corporation complaint mix by product
- Checking or 179 56.1% – 13% relief
- Mortgage 41 12.9% – 2% relief
- Credit reporting 26 8.2% – 4% relief
- Credit reporting, 24 7.5% – 8% relief
- Credit card 21 6.6% – 14% relief
- Money transfer, 16 5.0% – 13% relief
- Credit card 12 3.8% – 8% relief
How Simmons First National Corporation's 348 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Checking or savings account | 179 |
| Mortgage | 41 |
| Credit reporting or other personal consumer reports | 26 |
| Credit reporting, credit repair services, or other personal consumer reports | 24 |
| Credit card or prepaid card | 21 |
| Money transfer, virtual currency, or money service | 16 |
| Credit card | 12 |
| Debt collection | 11 |
| Payday loan, title loan, personal loan, or advance loan | 8 |
| Vehicle loan or lease | 7 |
| Payday loan, title loan, or personal loan | 3 |
Top States
| State | Complaints |
|---|---|
| AR | 103 |
| MO | 51 |
| TX | 50 |
| TN | 39 |
| OK | 23 |
| FL | 12 |
| CA | 7 |
| GA | 6 |
| AZ | 5 |
| NV | 4 |
| MD | 4 |
| NJ | 3 |
| IL | 3 |
| OR | 3 |
| NM | 2 |
| CO | 2 |
| LA | 2 |
| KY | 2 |
| NC | 2 |
| MN | 2 |
Top Issues
| Issue | Complaints |
|---|---|
| Managing an account | 91 |
| Closing an account | 32 |
| Incorrect information on your report | 31 |
| Problem caused by your funds being low | 24 |
| Problem with a lender or other company charging your account | 20 |
| Improper use of your report | 16 |
| Applying for a mortgage or refinancing an existing mortgage | 14 |
| Trouble during payment process | 14 |
| Problem with a purchase shown on your statement | 12 |
| Closing on a mortgage | 8 |
| Opening an account | 8 |
| Fraud or scam | 6 |
| Problem with a credit reporting company's investigation into an existing problem | 5 |
| Charged fees or interest you didn't expect | 5 |
| Attempts to collect debt not owed | 5 |
| Problem with customer service | 5 |
| Problem with a company's investigation into an existing problem | 4 |
| Other features, terms, or problems | 4 |
| Struggling to pay mortgage | 4 |
| Getting a line of credit | 3 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2018 | 9 | 100% |
| 2019 | 26 | 100% |
| 2020 | 41 | 100% |
| 2021 | 39 | 100% |
| 2022 | 52 | 100% |
| 2023 | 40 | 100% |
| 2024 | 47 | 97.9% |
| 2025 | 63 | 98.4% |
| 2026 | 31 | 90.3% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Simmons First National Corporation
Simmons First National Corporation's 348 logged complaints stay concentrated: only 31 states show a filing on record. Only 39.4% of filings carry a written consumer narrative, so most of this record is coded categories rather than the verbatim complaint text. Records run from 2018 through 2026-06-23.
Simmons First National Corporation answers 98.6% of complaints inside the CFPB's tracked window and closes 89.7% with a written explanation. 9.8% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Checking or savings account" draws the most filings, most often for "Managing an account."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Simmons First National Corporation.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Simmons First National Corporation have?
348, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Simmons First National Corporation respond to complaints on time?
98.6% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Simmons First National Corporation?
"Managing an account", filed under the "Checking or savings account" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.