2026 data Public-data reference. official source

SIMMONS FIRST NATIONAL CORPORATION

280 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

280 consumer complaints filed with the CFPB

This profile shows SIMMONS FIRST NATIONAL CORPORATION's complaint history from CFPB public records. 280 consumers have filed complaints since 2018. The company has a 98.9% timely response rate and has provided relief in 10% of cases.

280
Total Complaints
98.9%
Timely Response
0%
Disputed
10%
Relief Provided
29
States Active
2018
Since

Total complaints

280

Filed since 2018

Timely response

98.9%

CFPB-tracked response window

Relief rate

10%

Closed with monetary or non-monetary relief

Timely response rate 98.9%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 10.0%
Industry median

Share closed with monetary or non-monetary relief.

SIMMONS FIRST NATIONAL CORPORATION complaint mix by product

Total complaints: 280

SIMMONS FIRST NATIONAL CORPORATION complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 280 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Checking or: 149 complaints (58.0%), resolution 13.4% Checking or 58.0% Mortgage: 26 complaints (10.1%), resolution 0.0% Mortgage 10.1% Credit reporting,: 22 complaints (8.6%), resolution 4.5% Credit reporting, 8.6% Credit reporting: 21 complaints (8.2%), resolution 4.8% Credit reporting 8.2% Credit card: 15 complaints (5.8%), resolution 13.3% Money transfer,: 13 complaints (5.1%), resolution 15.4% Credit card: 11 complaints (4.3%), resolution 9.1%
  • Checking or 149 58.0% 13% relief
  • Mortgage 26 10.1% 0% relief
  • Credit reporting, 22 8.6% 5% relief
  • Credit reporting 21 8.2% 5% relief
  • Credit card 15 5.8% 13% relief
  • Money transfer, 13 5.1% 15% relief
  • Credit card 11 4.3% 9% relief

How SIMMONS FIRST NATIONAL CORPORATION's 280 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Checking or savings account 149
Mortgage 26
Credit reporting, credit repair services, or other personal consumer reports 22
Credit reporting or other personal consumer reports 21
Credit card or prepaid card 15
Money transfer, virtual currency, or money service 13
Credit card 11
Debt collection 9
Payday loan, title loan, personal loan, or advance loan 7
Vehicle loan or lease 5
Payday loan, title loan, or personal loan 2

Top States

State Complaints
AR 83
TX 43
MO 40
TN 32
OK 18
FL 8
GA 6
CA 6
AZ 5
MD 4
OR 3
NV 3
IL 3
NC 2
KS 2
KY 2
DC 1
IN 1
CT 1
VA 1

Top Issues

Issue Complaints
Managing an account 75
Incorrect information on your report 28
Closing an account 24
Problem caused by your funds being low 22
Problem with a lender or other company charging your account 17
Improper use of your report 14
Trouble during payment process 11
Applying for a mortgage or refinancing an existing mortgage 9
Opening an account 8
Problem with a purchase shown on your statement 8
Fraud or scam 5
Closing on a mortgage 4
Charged fees or interest you didn't expect 4
Problem with a credit reporting company's investigation into an existing problem 4
Attempts to collect debt not owed 4
Problem with customer service 4
Other features, terms, or problems 3
Problem when making payments 3
Getting a loan or lease 3
Getting a credit card 3

Yearly Trend

Year Complaints Timely
2018 7 100%
2019 23 100%
2020 36 100%
2021 35 100%
2022 46 100%
2023 29 100%
2024 41 97.6%
2025 45 100%
2026 18 88.9%

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About SIMMONS FIRST NATIONAL CORPORATION

SIMMONS FIRST NATIONAL CORPORATION has accumulated 280 consumer complaints in the CFPB public database, with filings active across 29 U.S. states. Of those submissions, 78 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 2018, and the most recent logged activity is 2026-04-01, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, SIMMONS FIRST NATIONAL CORPORATION reports a 98.9% timely-response rate and has closed 89.6% of cases with a written explanation to the consumer. 10% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "Checking or savings account", and the single most common underlying issue is "Managing an account".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating SIMMONS FIRST NATIONAL CORPORATION: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does SIMMONS FIRST NATIONAL CORPORATION have?

SIMMONS FIRST NATIONAL CORPORATION has received 280 consumer complaints filed with the Consumer Financial Protection Bureau.

Does SIMMONS FIRST NATIONAL CORPORATION respond to complaints on time?

SIMMONS FIRST NATIONAL CORPORATION has a 98.9% timely response rate to CFPB complaints.

What is the most common complaint about SIMMONS FIRST NATIONAL CORPORATION?

The most common issue reported against SIMMONS FIRST NATIONAL CORPORATION is "Managing an account" in the "Checking or savings account" product category.

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