CFPB · Single-product concentration

Mutual Financial Partners

40 CFPB complaints · 92.5% in "Debt collection" · top issue Improper contact or sharing of info.

40 CFPB complaints

Mutual Financial Partners: 92.5% of 40 CFPB complaints sit in "Debt collection". Timely 87.5% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -93.7% filings 2013 to 2022

CFPB relief outcome brief

CCDB company mutual-financial-partners

0% relief · 87.5% timely · 40 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

Mutual Financial Partners(this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Mutual Financial Partners and nearest filing-volume peers

Mutual Financial Partners closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Mutual Financial Partners scores strongest on timely response (78/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

23 /100 grade F

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

78 / 100 percentile-benchmarked

87.5% of complaints answered inside the CFPB 15-day window

Closed with explanation

0 / 100 percentile-benchmarked

22.5% of complaints closed with an explanation to the consumer

Coded fields dominate Mutual Financial Partners's 40 filings

Only 10% include narrative text, so product/issue codes carry most of what can be read here. The two counts still add to total filings.

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Timely response rate 87.5%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Mutual Financial Partners complaint mix by product

Total complaints: 40

Mutual Financial Partners complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 40 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 37 complaints (92.5%), resolution 0.0% Debt collection 92.5% Payday loan: 2 complaints (5.0%), resolution 0.0% Payday loan,: 1 complaints (2.5%), resolution 0.0%
  • Debt collection 37 92.5% – 0% relief
  • Payday loan 2 5.0% – 0% relief
  • Payday loan, 1 2.5% – 0% relief

How Mutual Financial Partners's 40 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 37
Payday loan 2
Payday loan, title loan, or personal loan 1

Where Mutual Financial Partners complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
TX
27.5% of this company's filings
TX11CA5FL3OH3WI2OK2TN2MA2

Mutual Financial Partners falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2022
1
-93.7% vs 2013
05101520 2013201420152016201920212022 1

Top States

State Complaints
TX 11
CA 5
FL 3
OH 3
WI 2
OK 2
TN 2
MA 2
IN 2
SC 1
MS 1
AL 1
UT 1
NC 1
VA 1
MI 1
SD 1

Top Issues

Issue Complaints
Improper contact or sharing of info 11
Communication tactics 8
Taking/threatening an illegal action 6
Disclosure verification of debt 5
False statements or representation 3
Cont'd attempts collect debt not owed 2
Took or threatened to take negative or legal action 2
Can't contact lender 1
Received a loan I didn't apply for 1
Charged fees or interest you didn't expect 1

Yearly Trend

Year Complaints Timely
2013 16 100%
2014 18 100%
2015 1 100%
2016 1 0%
2019 1 0%
2021 2 0%
2022 1 0%

Source: CFPB Consumer Complaint Database

Mutual Financial Partners filings cluster in one product

Mutual Financial Partners's 40 logged complaints stay concentrated: only 17 states show a filing. Only 10% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2013 through 2022-03-10.

Mutual Financial Partners answers 87.5% of complaints inside the CFPB's tracked window and closes 22.5% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper contact or sharing of info."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mutual Financial Partners.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Mutual Financial Partners: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Mutual Financial Partners (87.5% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration