CFPB · Single-product concentration

MSW Capital, LLC

41 CFPB complaints · 75.6% in "Debt collection" · top issue Cont'd attempts collect debt not owed.

41 CFPB complaints

MSW Capital, LLC: 75.6% of 41 CFPB complaints sit in "Debt collection". Timely 87.8% · relief 0%. Allegations, not findings.

  • Single-product concentration
  • -50% filings 2013 to 2025

CFPB relief outcome brief

CCDB company msw-capital-llc

0% relief · 87.8% timely · 41 filings · Debt collection

Nearest relief peer: Transworld Systems Inc (0% relief)

MSW Capital, LLC (this)0%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among MSW Capital, LLC and nearest filing-volume peers

MSW Capital, LLC closes 0% with relief, below the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

MSW Capital, LLC scores strongest on closed with explanation (96/100 percentile-benchmarked) and weakest on relief provided (0/100), blended into one 0–100 composite against the CFPB-wide distribution among companies with 10+ complaints. See methodology for the benchmark and weights.

47 /100 grade D

Relief provided

0 / 100 percentile-benchmarked

0% of complaints closed with relief to the consumer

Timely response

79 / 100 percentile-benchmarked

87.8% of complaints answered inside the CFPB 15-day window

Closed with explanation

96 / 100 percentile-benchmarked

97.6% of complaints closed with an explanation to the consumer

Most of MSW Capital, LLC's 41 filings include narrative text

53.7% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.

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Timely response rate 87.8%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

MSW Capital, LLC complaint mix by product

Total complaints: 41

MSW Capital, LLC complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 41 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt collection: 31 complaints (75.6%), resolution 0.0% Debt collection 75.6% Credit reporting,: 6 complaints (14.6%), resolution 0.0% Credit reporting, 14.6% Credit reporting: 1 complaints (2.4%), resolution 0.0% Mortgage: 1 complaints (2.4%), resolution 0.0% Money transfer,: 1 complaints (2.4%), resolution 0.0% Credit card: 1 complaints (2.4%), resolution 0.0%
  • Debt collection 31 75.6% – 0% relief
  • Credit reporting, 6 14.6% – 0% relief
  • Credit reporting 1 2.4% – 0% relief
  • Mortgage 1 2.4% – 0% relief
  • Money transfer, 1 2.4% – 0% relief
  • Credit card 1 2.4% – 0% relief

How MSW Capital, LLC's 41 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt collection 31
Credit reporting, credit repair services, or other personal consumer reports 6
Credit reporting 1
Mortgage 1
Money transfer, virtual currency, or money service 1
Credit card or prepaid card 1

Where MSW Capital, LLC complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
FL
14.6% of this company's filings
FL6AZ4OH3NJ2NE2GA2MD2VA2

MSW Capital, LLC falling annual filings

Annual filing volume from the CFPB public database

Falling vs first year
2025
1
-50% vs 2013
051015 201320142015201620172018201920202025 1

Top States

State Complaints
FL 6
AZ 4
OH 3
NJ 2
NE 2
GA 2
MD 2
VA 2
TX 2
CA 2
NH 1
LA 1
MI 1
NC 1
IL 1
CO 1
PA 1
MN 1
NV 1
AE 1

Top Issues

Issue Complaints
Cont'd attempts collect debt not owed 10
Disclosure verification of debt 7
Incorrect information on your report 5
Written notification about debt 4
Attempts to collect debt not owed 3
False statements or representation 2
Taking/threatening an illegal action 2
Took or threatened to take negative or legal action 2
Improper contact or sharing of info 1
Incorrect information on credit report 1
Applying for a mortgage or refinancing an existing mortgage 1
Problem with a credit reporting company's investigation into an existing problem 1
Fraud or scam 1
Closing your account 1

Yearly Trend

Year Complaints Timely
2013 2 0%
2014 3 66.7%
2015 11 90.9%
2016 5 100%
2017 8 100%
2018 8 100%
2019 2 100%
2020 1 100%
2025 1 0%

Source: CFPB Consumer Complaint Database

MSW Capital, LLC filings cluster in one product

MSW Capital, LLC's 41 logged complaints stay concentrated: only 22 states show a filing. 53.7% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2025-12-16.

MSW Capital, LLC answers 87.8% of complaints inside the CFPB's tracked window and closes 97.6% with a written explanation. 0% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Cont'd attempts collect debt not owed."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about MSW Capital, LLC.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for MSW Capital, LLC: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for MSW Capital, LLC (87.8% timely; 0% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration