CFPB · Single-product concentration

Miranda Holdings LLC DBA Total Credit Relief

4 CFPB complaints · 75% in "Debt or credit management" · top issue Didn't provide services promised.

4 CFPB complaints

Miranda Holdings LLC DBA Total Credit Relief: 75% of 4 CFPB complaints sit in "Debt or credit management". Timely 100% · relief 25%. Allegations, not findings.

  • Single-product concentration
  • +200% filings 2021 to 2025

CFPB relief outcome brief

CCDB company miranda-holdings-llc-dba-total-credit-relief

25% relief · 100% timely · 4 filings · Debt or credit management

Nearest relief peer: Credit Glory LLC (11.9% relief)

Miranda Holdings LLC DBATotal Credit Relief (this)25%Credit Bureau of CarbonCounty3%Credit Service Company0%Independent Bank Corp.15%American Capital Enterprises,Inc.1%
Closed-with-relief % among Miranda Holdings LLC DBA Total Credit Relief and nearest filing-volume peers

Miranda Holdings LLC DBA Total Credit Relief closes 25% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →

Response Quality Score

Miranda Holdings LLC DBA Total Credit Relief has 4 filings on record, below the 10-complaint threshold this score requires for a stable percentage. A single additional filing can swing a rate by 10+ points at this volume, so no score is shown rather than an unstable one.

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Timely response rate 100.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 25.0%
Industry median (≥10 complaints)

Share closed with monetary or non-monetary relief.

Miranda Holdings LLC DBA Total Credit Relief complaint mix by product

Total complaints: 4

Miranda Holdings LLC DBA Total Credit Relief complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 4 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). Debt or: 3 complaints (75.0%), resolution 33.3% Debt or 75.0% Credit reporting,: 1 complaints (25.0%), resolution 0.0% Credit reporting, 25.0%
  • Debt or 3 75.0% – 33% relief
  • Credit reporting, 1 25.0% – 0% relief

How Miranda Holdings LLC DBA Total Credit Relief's 4 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
Debt or credit management 3
Credit reporting, credit repair services, or other personal consumer reports 1

Where Miranda Holdings LLC DBA Total Credit Relief complaints are filed

Top states by attributed CFPB complaint volume for this company

Concentrated footprint
Leading state
MA
25% of this company's filings
MA1OR1TX1LA1

Miranda Holdings LLC DBA Total Credit Relief rising annual filings

Annual filing volume from the CFPB public database

Rising vs first year
2025
3
+200% vs 2021
0.511.522.533.5 20212025 3

Top States

State Complaints
MA 1
OR 1
TX 1
LA 1

Top Issues

Issue Complaints
Didn't provide services promised 3
Unexpected or other fees 1

Yearly Trend

Year Complaints Timely
2021 1 100%
2025 3 100%

Source: CFPB Consumer Complaint Database

Miranda Holdings LLC DBA Total Credit Relief filings cluster in one product

Miranda Holdings LLC DBA Total Credit Relief's 4 logged complaints stay concentrated: only 4 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2021 through 2025-11-06.

Miranda Holdings LLC DBA Total Credit Relief answers 100% of complaints inside the CFPB's tracked window and closes 75% with a written explanation. 25% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt or credit management" draws the most filings, most often for "Didn't provide services promised."

A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Miranda Holdings LLC DBA Total Credit Relief.

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainComplaint-derived comparison paths for Miranda Holdings LLC DBA Total Credit Relief: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Data sourced from official public datasets for Miranda Holdings LLC DBA Total Credit Relief (100% timely; 25% relief). methodology.

Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration