CFPB · Single-product concentration
Midwest Credit & Collection, Inc.
90 CFPB complaints · 83.3% in "Debt collection" · top issue Attempts to collect debt not owed.
Midwest Credit & Collection, Inc.: 83.3% of 90 CFPB complaints sit in "Debt collection". Timely 97.8% · relief 8.9%. Allegations, not findings.
- Single-product concentration
- +50% filings 2014 to 2026
CFPB relief outcome brief
CCDB company midwest-credit-collection-inc
8.9% relief · 97.8% timely · 90 filings · Debt collection
Same-product relief peers
Nearest relief peer: Berman & Rabin, P.A. (8.9% relief)
Midwest Credit & Collection, Inc. closes 8.9% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
How 90 complaints split on narrative text
CFPB records optionally include a consumer narrative. These two counts add to this company's total filings, volume of text present, not a finding about severity.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Midwest Credit & Collection, Inc. complaint mix by product
- Debt collection 75 83.3% – 11% relief
- Credit reporting, 8 8.9% – 0% relief
- Credit reporting 7 7.8% – 0% relief
How Midwest Credit & Collection, Inc.'s 90 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 75 |
| Credit reporting, credit repair services, or other personal consumer reports | 8 |
| Credit reporting or other personal consumer reports | 7 |
Concentrated filing states for Midwest Credit & Collection, Inc.
Top states by attributed CFPB complaint volume for this company
- Leading state
- IL
- 97.8% of this company's filings
Midwest Credit & Collection, Inc. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 3
- +50% vs 2014
Top States
| State | Complaints |
|---|---|
| IL | 88 |
| TX | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 57 |
| Incorrect information on your report | 9 |
| Written notification about debt | 6 |
| Communication tactics | 5 |
| Improper use of your report | 5 |
| Took or threatened to take negative or legal action | 2 |
| False statements or representation | 2 |
| Disclosure verification of debt | 2 |
| Electronic communications | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2014 | 2 | 100% |
| 2017 | 1 | 100% |
| 2018 | 47 | 100% |
| 2019 | 1 | 100% |
| 2021 | 8 | 100% |
| 2022 | 11 | 100% |
| 2023 | 7 | 100% |
| 2024 | 4 | 100% |
| 2025 | 6 | 83.3% |
| 2026 | 3 | 66.7% |
Source: CFPB Consumer Complaint Database
Midwest Credit & Collection, Inc. filings cluster in one product
Midwest Credit & Collection, Inc.'s 90 logged complaints stay concentrated: only 2 states show a filing. Only 13.3% of filings carry a written consumer narrative, so most of this record is coded categories rather than verbatim complaint text. Records run from 2014 through 2026-05-16.
Midwest Credit & Collection, Inc. answers 97.8% of complaints inside the CFPB's tracked window and closes 90% with a written explanation. 8.9% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Attempts to collect debt not owed."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Midwest Credit & Collection, Inc..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Midwest Credit & Collection, Inc.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 90.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.8%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Midwest Credit & Collection, Inc. (97.8% timely; 8.9% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration