CFPB · Diversified product mix
Midwest Acceptance Corp.
77 CFPB complaints · diversified mix (top product 29.9%) · top issue Improper use of your report.
Midwest Acceptance Corp.: top product "Debt collection" is only 29.9% of 77 - multi-bucket mix. Timely 97.4% · relief 1.3%. Allegations, not findings.
- Diversified product mix
- +400% filings 2013 to 2026
CFPB relief outcome brief
CCDB company midwest-acceptance-corp
1.3% relief · 97.4% timely · 77 filings · Debt collection
Same-product relief peers
Nearest relief peer: Amsher Collection Services, Inc. (1.3% relief)
Midwest Acceptance Corp. closes 1.3% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Midwest Acceptance Corp.'s 77 filings include narrative text
45.5% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Midwest Acceptance Corp. complaint mix by product
- Debt collection 23 29.9% – 0% relief
- Vehicle loan 22 28.6% – 5% relief
- Credit reporting, 12 15.6% – 0% relief
- Credit reporting 11 14.3% – 0% relief
- Consumer Loan 7 9.1% – 0% relief
- Credit reporting 1 1.3% – 0% relief
- Payday loan, 1 1.3% – 0% relief
How Midwest Acceptance Corp.'s 77 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 23 |
| Vehicle loan or lease | 22 |
| Credit reporting, credit repair services, or other personal consumer reports | 12 |
| Credit reporting or other personal consumer reports | 11 |
| Consumer Loan | 7 |
| Credit reporting | 1 |
| Payday loan, title loan, or personal loan | 1 |
Concentrated filing states for Midwest Acceptance Corp.
Top states by attributed CFPB complaint volume for this company
- Leading state
- MO
- 70.1% of this company's filings
Midwest Acceptance Corp. rising annual filings
Annual filing volume from the CFPB public database
- 2026
- 10
- +400% vs 2013
Top States
| State | Complaints |
|---|---|
| MO | 54 |
| IL | 7 |
| TN | 6 |
| FL | 4 |
| GA | 2 |
| TX | 2 |
| IN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 13 |
| Took or threatened to take negative or legal action | 9 |
| Incorrect information on your report | 9 |
| Managing the loan or lease | 7 |
| Repossession | 6 |
| Struggling to pay your loan | 5 |
| Attempts to collect debt not owed | 4 |
| Communication tactics | 3 |
| False statements or representation | 3 |
| Problems when you are unable to pay | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Problems at the end of the loan or lease | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Getting a loan or lease | 1 |
| Disclosure verification of debt | 1 |
| Taking out the loan or lease | 1 |
| Incorrect information on credit report | 1 |
| Shopping for a loan or lease | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 2 | 0% |
| 2015 | 2 | 100% |
| 2016 | 5 | 100% |
| 2017 | 5 | 100% |
| 2018 | 12 | 100% |
| 2019 | 2 | 100% |
| 2020 | 7 | 100% |
| 2021 | 4 | 100% |
| 2022 | 3 | 100% |
| 2023 | 3 | 100% |
| 2024 | 8 | 100% |
| 2025 | 12 | 100% |
| 2026 | 10 | 100% |
Source: CFPB Consumer Complaint Database
Midwest Acceptance Corp. spreads across product buckets
Midwest Acceptance Corp.'s 77 logged complaints stay concentrated: only 7 states show a filing. 45.5% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2026-06-01.
Midwest Acceptance Corp. answers 97.4% of complaints inside the CFPB's tracked window and closes 98.7% with a written explanation. 1.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Midwest Acceptance Corp..
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Midwest Acceptance Corp.: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 77.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 97.4%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Midwest Acceptance Corp. (97.4% timely; 1.3% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Diversified product mix