Midwest Acceptance Corp.
77 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
Data updated June 2026
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Midwest Acceptance Corp. complaint mix by product
- Debt collection 23 29.9% – 0% relief
- Vehicle loan 22 28.6% – 5% relief
- Credit reporting, 12 15.6% – 0% relief
- Credit reporting 11 14.3% – 0% relief
- Consumer Loan 7 9.1% – 0% relief
- Credit reporting 1 1.3% – 0% relief
- Payday loan, 1 1.3% – 0% relief
How Midwest Acceptance Corp.'s 77 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 23 |
| Vehicle loan or lease | 22 |
| Credit reporting, credit repair services, or other personal consumer reports | 12 |
| Credit reporting or other personal consumer reports | 11 |
| Consumer Loan | 7 |
| Credit reporting | 1 |
| Payday loan, title loan, or personal loan | 1 |
Top States
| State | Complaints |
|---|---|
| MO | 54 |
| IL | 7 |
| TN | 6 |
| FL | 4 |
| GA | 2 |
| TX | 2 |
| IN | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Improper use of your report | 13 |
| Took or threatened to take negative or legal action | 9 |
| Incorrect information on your report | 9 |
| Managing the loan or lease | 7 |
| Repossession | 6 |
| Struggling to pay your loan | 5 |
| Attempts to collect debt not owed | 4 |
| Communication tactics | 3 |
| False statements or representation | 3 |
| Problems when you are unable to pay | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Problems at the end of the loan or lease | 2 |
| Cont'd attempts collect debt not owed | 2 |
| Problem with a credit reporting company's investigation into an existing problem | 2 |
| Getting a loan or lease | 1 |
| Disclosure verification of debt | 1 |
| Taking out the loan or lease | 1 |
| Incorrect information on credit report | 1 |
| Shopping for a loan or lease | 1 |
| Credit monitoring or identity theft protection services | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 2 | 100% |
| 2014 | 2 | 0% |
| 2015 | 2 | 100% |
| 2016 | 5 | 100% |
| 2017 | 5 | 100% |
| 2018 | 12 | 100% |
| 2019 | 2 | 100% |
| 2020 | 7 | 100% |
| 2021 | 4 | 100% |
| 2022 | 3 | 100% |
| 2023 | 3 | 100% |
| 2024 | 8 | 100% |
| 2025 | 12 | 100% |
| 2026 | 10 | 100% |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About Midwest Acceptance Corp.
Midwest Acceptance Corp.'s 77 logged complaints stay concentrated: only 7 states show a filing on record. 45.5% of filings carry a written consumer narrative, the verbatim complaint description the CFPB publishes alongside the numbers - an unusually well-documented record. Records run from 2013 through 2026-06-01.
Midwest Acceptance Corp. answers 97.4% of complaints inside the CFPB's tracked window and closes 98.7% with a written explanation. 1.3% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Improper use of your report."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Midwest Acceptance Corp..
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does Midwest Acceptance Corp. have?
77, per the CFPB's public complaint count for this company (see the full breakdown above).
Does Midwest Acceptance Corp. respond to complaints on time?
97.4% of the time, measured against the CFPB's 15-calendar-day response window.
What is the most common complaint about Midwest Acceptance Corp.?
"Improper use of your report", filed under the "Debt collection" category - see the issues and products tables above for the full ranking.
Every figure on PlainComplaint is rendered directly from the CFPB Consumer Complaint Database, no number is typed in by an editor. Company figures are computed directly from the CFPB Consumer Complaint Database, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.