CFPB · Single-product concentration
Mid-Michigan Collection Bureau
38 CFPB complaints · 86.8% in "Debt collection" · top issue Disclosure verification of debt.
Mid-Michigan Collection Bureau: 86.8% of 38 CFPB complaints sit in "Debt collection". Timely 84.2% · relief 2.6%. Allegations, not findings.
- Single-product concentration
- -66.7% filings 2013 to 2022
CFPB relief outcome brief
CCDB company mid-michigan-collection-bureau
2.6% relief · 84.2% timely · 38 filings · Debt collection
Same-product relief peers
Nearest relief peer: CURO Intermediate Holdings (2.6% relief)
Mid-Michigan Collection Bureau closes 2.6% with relief, above the 1.3% industry median among companies with ≥10 complaints. How CFPB response codes work →
Most of Mid-Michigan Collection Bureau's 38 filings include narrative text
50% carry a written consumer narrative, this ledger is unusually text-rich for a CFPB company page. Counts still add to the company's total filings; narrative presence is not a severity finding.
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
Mid-Michigan Collection Bureau complaint mix by product
- Debt collection 33 86.8% – 3% relief
- Credit reporting, 5 13.2% – 0% relief
How Mid-Michigan Collection Bureau's 38 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| Debt collection | 33 |
| Credit reporting, credit repair services, or other personal consumer reports | 5 |
Concentrated filing states for Mid-Michigan Collection Bureau
Top states by attributed CFPB complaint volume for this company
- Leading state
- MI
- 86.8% of this company's filings
Mid-Michigan Collection Bureau falling annual filings
Annual filing volume from the CFPB public database
- 2022
- 1
- -66.7% vs 2013
Top States
| State | Complaints |
|---|---|
| MI | 33 |
| FL | 2 |
| LA | 1 |
| TX | 1 |
| CO | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| Disclosure verification of debt | 12 |
| Cont'd attempts collect debt not owed | 6 |
| Written notification about debt | 5 |
| Attempts to collect debt not owed | 3 |
| Incorrect information on your report | 3 |
| Communication tactics | 2 |
| Improper contact or sharing of info | 2 |
| Taking/threatening an illegal action | 1 |
| Took or threatened to take negative or legal action | 1 |
| Improper use of your report | 1 |
| Problem with a credit reporting company's investigation into an existing problem | 1 |
| False statements or representation | 1 |
Yearly Trend
| Year | Complaints | Timely |
|---|---|---|
| 2013 | 3 | 66.7% |
| 2014 | 4 | 100% |
| 2015 | 2 | 100% |
| 2016 | 9 | 88.9% |
| 2017 | 8 | 62.5% |
| 2018 | 8 | 100% |
| 2019 | 3 | 100% |
| 2022 | 1 | 0% |
Source: CFPB Consumer Complaint Database
Mid-Michigan Collection Bureau filings cluster in one product
Mid-Michigan Collection Bureau's 38 logged complaints stay concentrated: only 5 states show a filing. 50% of filings carry a written consumer narrative, an unusually well-documented record. Records run from 2013 through 2022-02-09.
Mid-Michigan Collection Bureau answers 84.2% of complaints inside the CFPB's tracked window and closes 94.7% with a written explanation. 2.6% end in monetary or non-monetary relief for the consumer. Consumers disputed just 0% of responses after the company replied. "Debt collection" draws the most filings, most often for "Disclosure verification of debt."
A complaint is a consumer-reported allegation, not proven wrongdoing. See the disclaimer below for how volume relates to company size, and cross-check against the CFPB Consumer Complaint Database directly before drawing conclusions about Mid-Michigan Collection Bureau.
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainComplaint-derived comparison paths for Mid-Michigan Collection Bureau: nearest filing volume and nearest CFPB timely-response rate among companies with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest companies by total CFPB complaints. This record: 38.
Similar timely response rate
Nearest companies by CFPB 15-day timely-response %. This record: 84.2%.
Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Data sourced from official public datasets for Mid-Michigan Collection Bureau (84.2% timely; 2.6% relief). methodology.
Retrieved and formatted by PlainComplaint · vintage June 2026 · Single-product concentration